According to Reuters "a survey conducted by the Consumer Federation of America (CFA) and the Credit Union National Association (CUNA) found that 35 percent of U.S. adults surveyed plan to spend less during the holidays this year than the previous year, up from 32 percent last year."

The main reason given for potential cuts in spending was higher fuel prices.

Blame OPEC and mortgage banks for this along with everything else.

Douglas A. McIntyre