xAI's Grok now matches OpenAI's latest code-generation model on the industry's toughest autonomous software engineering test.

RT @teslaownersSV: Grok 4.5 with Grok Build has tied for the #1 spot on the SWE-Atlas-QnA benchmark, matching Codex GPT-5.6 with an impress…
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Personal finance expert Clark Howard is urging families to reject expensive colleges and avoid the decades of financial damage from overextended student loans.

💡 This week on the podcast, Clark shares five words that could save your family from years—even decades—of financial stress: "We can't afford that college." Too many families: 🎓 Max out student loans 📈 Turn to risky private loans with variable interest rates 💸 Sacrifice https://t.co/LwhhZjzgy7
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Musk is positioning xAI's Grok as the most cost-efficient frontier AI model by compute, a direct shot at OpenAI and Google's offerings.

@peterrhague @wholemars Our token efficiency seems to be better than any other AI model and we see many more ways to improve inference per watt, so I think Grok will continue to be the best value for money of the frontier models
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Stock picks

5 Chip Equipment Stocks Riding the AI Fab Spending Wave

Applied Materials just blew past its own growth forecast, and the companies supplying every HBM stack and gate-all-around node are collecting the checks. Five picks-and-shovels stocks sit directly under that spending fire hose, and the one most retail investors cannot name is le…

Retirement & wealth

Miss Your 8-Month Window After Work Ends, and the Part B Penalty Never Stops

A worker leaves her employer in September 2025, elects COBRA to keep her doctors, and figures she will sign up for Medicare when COBRA runs out 18 months later. That can be an expensive mistake. Once she becomes Medicare-eligible, COBRA is not treated the same as coverage based…

Dividend income

The Portfolio That Makes Christmas Feel Like Christmas Again

Christmas has always been more than presents under a tree. It is the flight home after a year apart, the dinner table with an extra leaf pulled out, the gifts that delight grandchildren, the church service on Christmas Eve, and the quiet satisfaction of being able to give genero…

DATA RELEASE
10Y-2Y Treasury Yield Spread
+0.35 pp
-3 bp

Yield curve holding positive at 35 basis points, signaling no imminent inversion risk as recession fears recede from market pricing.

Source: FRED · T10Y2Y
DATA RELEASE
2-Year Treasury Yield
4.16%
-5 bp

2-year yields just dropped 5 basis points to 4.16%, signaling markets are pricing in softer rate expectations as inflation concerns weigh on Fed policy outlook.

Source: FRED · DGS2