Medicare Advantage Lets You In at 65 With No Questions. Medigap Asks Them Forever After. The Switch Most Retirees Can't Make at 72
Picking Medicare Advantage at 65 feels like a low-stakes choice, but it quietly starts a clock that most retirees never knew was running. By 72, when the plan’s limits become impossible to ignore, the door back to Medigap may already be locked.






