Cost of Living in Cumberland, Virginia
Cumberland is a Census-designated place in Cumberland County, Virginia, with a population of 234. The total cost of housing, food, child care, transportation, health care, taxes, and other necessities for a single adult in Cumberland is $38,154 a year — less than the annual cost of living for Virginia of $44,012 and roughly in line with the national figure of $38,433.
Using cost of living data from the nonprofift think tank Economic Policy Institute, 24/7 Wall St. estimated the cost of living in Cumberland and over 29,000 other cities and towns in the US.
Transportation Costs in Cumberland, Virginia
Transportation can also be a significant component of cost of living. In Cumberland, 84.40% of commuters drive to work, compared to 85.5% of commuters nationwide. An estimated 83.30% of workers commute to jobs outside of Cumberland, a larger share than the 43.7% share of commuters nationwide who live and work in different cities. The average commute in Cumberland is N minutes long, compared to the 26.6-minute average commute nationwide. Taking into account the cost of gas, as well as public transit and car maintenance, the EPI estimates that a single person in Cumberland spends $11,731 a year on transportation, more than the national average of $9,760.
Health Care Costs in Cumberland, Virginia
Out-of-pocket health care costs and insurance premiums — assuming at least a basic level of health insurance coverage — are slightly lower than they are on average nationwide in Cumberland but in line with what they are across Virginia as a whole.
For a single adult living in the area, average health care costs come out to $3,888 per year, compared to an average of $3,997 across Virginia and $4,266 nationwide.
Child care Costs in Cumberland, Virginia
For families with children, child care adds thousands of dollars to overall annual spending. In Cumberland, the average annual cost of child care for two children — one 4 year old and one 8 year old — is $11,563, about $4,700 less than the comparable average of $16,282 across all of Virginia. Meanwhile, across the U.S. as a whole, childcare expenses for two children averages $15,853 per year.
Food Costs in Cumberland, Virginia
Food is another every day expense that has a significant impact on overall cost of living. Data from the U.S. Department of Agriculture shows that the cost of food varies from city to city and town to town.
In Cumberland, a single adult spends an average of $3,217 on food annually, and a family of four spends $9,289 on average. For context, average annual food expenditure across Virginia and the U.S., respectively, are $3,374 and $3,240 for a single adult, and $9,744 and $9,354 for a family of four. These estimates are calculated for a nutritionally adequate diet of food purchased at a grocery store for at-home preparation.
Taxes in Cumberland, Virginia
Few expenses vary as much from city to city and town to town as taxes. Accounting for state and federal income taxes, as well as Social Security contributions and Medicare payroll taxes, the average adult working in Cumberland, Virginia pays $6,873 annually — relatively little compared to the statewide average of $8,386.
It is important to note that these calculations do not include other common taxes such as property, sales, and excise taxes. Accounting for these taxes, while excluding taxes levied at the federal level, Cumberland residents live in a state with a low average tax burden. Per capita state tax collections in Virginia total $2,758 per year, compared to the $3,151 average across all states.
To estimate the cost of housing, food, transportation, health care, child care, taxes, and other necessities, 24/7 Wall St. assigned county-level Economic Policy Institute data to cities, towns, villages and Census-designated places based on boundary definitions from the U.S. Census Bureau. For places that span multiple counties, data was aggregated based on the percentage of boundary overlap.
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