Cost of Living in Friday Harbor, Washington

Cost of Living in Friday Harbor, Washington

Friday Harbor is a town in San Juan County, Washington, with a population of 2,554. The total cost of housing, food, child care, transportation, health care, taxes, and other necessities for a single adult in Friday Harbor is $38,857 a year — about the same as the annual cost of living for Washington of $38,410 and roughly in line with the national figure of $38,433.

Using cost of living data from the nonprofift think tank Economic Policy Institute, 24/7 Wall St. estimated the cost of living in Friday Harbor and over 29,000 other cities and towns in the US.

Housing Costs in Friday Harbor, Washington

Housing is one of the largest components of cost of living. In Friday Harbor, the median home value is $316,000, greater than the national median home value of $204,900. The median price of a home built in 1939 or earlier is $458,300, while the median value of a home built in 2014 or later is $430,000.

Renting is a sometimes lower cost alternative to homeownership. In Friday Harbor, some 50.30% of occupied homes are rented, greater than the 36.2% national renter rate. The typical renter in Friday Harbor spends $984 a month on housing, greater than the $1,023 national median monthly rent.

In addition to home value, one of the largest determinants of housing affordability is area income. While nationwide the price of a typical U.S. home is 3.4 times the $60,293 U.S. median household income, housing affordability ratios range from approximately 1.0 in the least expensive cities to more than 10.0 in the country's most expensive markets. In Friday Harbor, the median household income is $49,323, 6.4 times the median home value.

Transportation Costs in Friday Harbor, Washington

Transportation can also be a significant component of cost of living. In Friday Harbor, 73.90% of commuters drive to work, compared to 85.5% of commuters nationwide. An estimated 22.20% of workers commute to jobs outside of Friday Harbor, a smaller share than the 43.7% share of commuters nationwide who live and work in different cities. The average commute in Friday Harbor is 11.6 minutes long, compared to the 26.6-minute average commute nationwide. Taking into account the cost of gas, as well as public transit and car maintenance, the EPI estimates that a single person in Friday Harbor spends $12,149 a year on transportation, more than the national average of $9,760.

Health Care Costs in Friday Harbor, Washington

Out-of-pocket health care costs and insurance premiums — assuming at least a basic level of health insurance coverage — are far lower than they are on average nationwide in Friday Harbor but in line with what they are across Washington as a whole.

For a single adult living in the area, average health care costs come out to $3,262 per year, compared to an average of $3,351 across Washington and $4,266 nationwide.

Child care Costs in Friday Harbor, Washington

For families with children, child care adds thousands of dollars to overall annual spending. In Friday Harbor, the average annual cost of child care for two children — one 4 year old and one 8 year old — is $13,908, about $3,800 less than the comparable average of $17,688 across all of Washington. Meanwhile, across the U.S. as a whole, childcare expenses for two children averages $15,853 per year.

Food Costs in Friday Harbor, Washington

Food is another every day expense that has a significant impact on overall cost of living. Data from the U.S. Department of Agriculture shows that the cost of food varies from city to city and town to town.

In Friday Harbor, a single adult spends an average of $3,322 on food annually, and a family of four spends $9,593 on average. For context, average annual food expenditure across Washington and the U.S., respectively, are $3,364 and $3,240 for a single adult, and $9,715 and $9,354 for a family of four. These estimates are calculated for a nutritionally adequate diet of food purchased at a grocery store for at-home preparation.

Taxes in Friday Harbor, Washington

Few expenses vary as much from city to city and town to town as taxes. Accounting for state and federal income taxes, as well as Social Security contributions and Medicare payroll taxes, the average adult working in Friday Harbor, Washington pays $5,782 annually — closely in line with the statewide average of $5,697.

It is important to note that these calculations do not include other common taxes such as property, sales, and excise taxes. Accounting for these taxes, while excluding taxes levied at the federal level, Friday Harbor residents live in a state with a high average tax burden. Per capita state tax collections in Washington total $3,527 per year, compared to the $3,151 average across all states.

Methodology

To estimate the cost of housing, food, transportation, health care, child care, taxes, and other necessities, 24/7 Wall St. assigned county-level Economic Policy Institute data to cities, towns, villages and Census-designated places based on boundary definitions from the U.S. Census Bureau. For places that span multiple counties, data was aggregated based on the percentage of boundary overlap.


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