3 High-Yield ETFs Offering Over 4% Yields

Quick Read

SPYD provides 4.57% yield with just 0.07% expense ratio and 0.94% tech exposure.
SDIV offers monthly dividends at 7.96% yield with 28.27% one-year total return.
JEPI achieves 8.13% yield through selling options on blue-chip stocks.
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By Vandita Jadeja Published Feb 2, 2:33PM EST

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3 High-Yield ETFs Offering Over 4% Yields — © FAMILY STOCK / Shutterstock.com

The earnings season is upon us, the Fed has kept the rates steady, and the S&P 500 has hit a fresh record. The big tech earnings will take the market higher. This doesn’t mean that you should jump right in and load up on tech stocks. Instead, you might want to consider a relatively stable investment to navigate the market.

Exchange-traded funds (ETFs) are an ideal alternative to investing in individual stocks. They hold a bunch of stocks, carry low risk, and generate steady income. I’ve identified 3 ETFs with a yield higher than 4%. Let’s take a look at them.

State Street SPDR Portfolio S&P 500 High Dvd ETF

The SPDR Portfolio S&P 500 High Dividend ETF (NYSEARCA:SPYD) invests in 80 high dividend-yielding companies and tracks the performance of the S&P 500 High Dividend Index. Since it holds limited stocks, you get to own the best of the industry.

It aims to provide dividend income and the potential for capital appreciation. The ETF has a yield of 4.57% and an expense ratio of 0.07%. Besides the quarterly dividends, the fund has generated a 1-year return of 4.67% and a 3-year return of 7.85%.

SPYD isn’t solely focused on tech. Instead, it invests only 0.94% in tech. The fund has the highest allocation to the real estate sector (21.05%), followed by financials (17.08%) and consumer staples (16.17%).

Its top holdings include Viatris Inc., Ford Motor Company, CVS Health Corporation, Invesco Limited, Merck & Co., and Citizens Financial Group. No stock has a weightage higher than 2%. The ETF rebalances semi-annually, ensuring the top dividend payers from the S&P 500 are included in it.

As of writing, the ETF is trading for $44, up 1.3% in the past year. This ETF is ideal for investors seeking stable income and who have the patience to sit back and watch the stocks move higher.

Global SuperDividend U.S. ETF

The Global X SuperDividend ETF (NYSEARCA:SDIV) is another top dividend fund that has a yield of 7.96%. It invests in the 100 highest-yielding dividend stocks in the world. With SDIV, you get global exposure and get to own the best dividend stocks. The fund sets itself apart with monthly dividend payments, ensuring you get a check each month. It has an expense ratio of 0.58%.

SDIV has generated an average annualized 1-year return of 28.27% and a 3-year return of 11.43%. It heavily invests in the United States (30%), followed by Brazil (13.6%) and Britain (10.2%).

Sector-wise, it has the highest allocation to the financial industry (32.4%) and energy industry (16.5%). Since it invests in global stocks, it carries a certain level of volatility, but if you’re only chasing yields, SDIV won’t disappoint. No stock has a weightage over 2%.

An investment of $100,000 in SDIV would generate about $8,000 in annual dividends. The fund has paid steady dividends for 14 years, making it an ideal choice for retirees. SDIV is exchanging hands for $26.23 and has gained 23% in the past year. It is a cheap ETF offering global diversification, monthly dividends, and an upside potential.

JPMorgan Equity Premium Income ETF

The JPMorgan Equity Premium Income ETF (NYSEARCA:JEPI) is a unique fund with a strong yield of 8.13%. Not many ETFs have a yield as high as 8%. However, JEPI sets itself apart with a two-step strategy to offer passive income and growth.

An infographic titled 'JEPI: Understanding The Income ETF' with three main sections. The 'How JEPI Works' section shows a flow from large-cap stocks to a covered call strategy using Equity-Linked Notes, resulting in monthly income. The 'Best Use Case for Investors' section depicts an elderly couple with a calendar and states JEPI is for retirees seeking flexible income, not fixed expenses, with a moderate predictability score. The 'Pros & Cons' section lists five pros with green checkmarks, including an 8.21% current dividend yield, consistent monthly payments, lower volatility, large fund size ($41.5B), and well-diversified holdings. It also lists four cons with red 'x' marks, including high payment variability, declining average payment trend, capped upside potential, and a short track record. The source is Vetted Market Data, Jan 7, 2026.

It generates income by selling options and invests in U.S. blue-chip stocks. The fund looks for undervalued stocks that carry low volatility and a favorable risk-return profile. It is an ideal fund for investors who seek regular cash payments. Its core strategy is to remain invested in large-cap stocks while adding an options layer that helps boost income. JEPI pays monthly dividends.

The actively managed fund has an expense ratio of 0.35% and offers one of the highest yields. It holds 125 stocks and has the highest allocation to the technology sector (14.6%), followed by healthcare and industrials at 12.3% and financials at 11%. Its top 10 holdings are a mix of dividend giants and the Magnificent Seven. These include Johnson & Johnson, AbbVie, Nvidia, Meta Platforms, Alphabet, NextEra Energy, and Analog Devices.

JEPI has generated a cumulative 5-year return of 56.78%. It is exchanging hands for $58.55 and has remained flat in the past year. JEPI is a low-risk investment that can generate predicable income throughout the year.