26. Montana: Helena Valley Northwest
> Median household income: $79,283 (state: $48,380)
> Households earning $200,000 or more: 3.8% (state: 3.3%)
> Adults with at least a bachelor’s degree: 34.9% (state: 29.9%)
> Median home value: $230,900 (state: $199,700)
> Population: 3,967
Helena Valley Northwest is the wealthiest town in Montana, with a median annual household income of $79,283 compared to the statewide median of $48,380. The town is designated as distinct by the U.S. Census Bureau from the adjacent town Helena Valley West Central, which, with a median household income of $70,441, is the second wealthiest town in the state. Helena Valley Northwest and Helena Valley West Central are the only two towns considered in the state with median household incomes above both the state median and the national median of $55,322.
27. Nebraska: Waverly
> Median household income: $82,500 (state: $54,384)
> Households earning $200,000 or more: 5.7% (state: 3.7%)
> Adults with at least a bachelor’s degree: 36.0% (state: 30.0%)
> Median home value: $157,000 (state: $137,300)
> Population: 3,686
Waverly is the only town in Nebraska where the majority of households earn over $80,000 a year. In comparison, the typical American household earns $55,322 a year and the typical household across Nebraska earns $54,384. While there are a larger than typical share of high earners in Waverly, there is not an especially high concentration of extremely wealthy residents. Some 5.7% of town households earn $200,000 or more per year, in line with the comparable U.S. share and only slightly higher than the 3.7% share of households earning such high incomes across Nebraska.
28. Nevada: Spring Creek
> Median household income: $92,908 (state: $53,094)
> Households earning $200,000 or more: 7.2% (state: 3.7%)
> Adults with at least a bachelor’s degree: 21.8% (state: 23.2%)
> Median home value: $218,300 (state: $191,600)
> Population: 13,310
The typical household in Spring Creek, the wealthiest town in Nevada, earns $92,908 a year, about $11,500 more than the median income in Spanish Springs, the state’s second wealthiest town. Spring Creek also has the state’s lowest poverty rate at 3.4%. In comparison, 14.9% of Nevada’s population and 15.1% of Americans nationwide live below the poverty line.
Most wealthy towns are home to a well-educated population, but Spring Creek is a notable exception. Just 21.8% of adults in the town have a bachelor’s degree or higher, below both the bachelor’s degree attainment rate of 23.2% statewide and 30.3% nationwide.
29. New Hampshire: Londonderry
> Median household income: $85,893 (state: $68,485)
> Households earning $200,000 or more: 8.8% (state: 6.6%)
> Adults with at least a bachelor’s degree: 39.8% (state: 35.5%)
> Median home value: $276,200 (state: $239,700)
> Population: 11,049
The southern New Hampshire census designated place of Londonderry has the highest median household income of any small community in the state. The typical household in the town earns $85,893 a year, compared to the median income of $68,485 across New Hampshire. Many in Londonderry likely commute to high-paying jobs in nearby cities. The town is only about 45 miles north of downtown Boston, the largest city in the New England, and multiple bus lines run between the locations every day. Additionally, Concord, New Hampshire’s capital city, is less than 30 miles up Interstate 93 from Londonderry.
30. New Jersey: Upper Montclair
> Median household income: $190,515 (state: $73,702)
> Households earning $200,000 or more: 47.9% (state: 10.8%)
> Adults with at least a bachelor’s degree: 86.4% (state: 37.5%)
> Median home value: $702,300 (state: $316,400)
> Population: 11,731
After Maryland and Alaska, New Jersey is the third wealthiest state in the country, with a median annual household income of $73,702. Not surprisingly, Upper Montclair, the wealthiest community in New Jersey, ranks among the wealthiest in the United States. The typical Upper Montclair household earns $190,515 a year, more than double the state median and well more than triple the U.S. median of $55,322.
High-income areas are often well educated, and Upper Montclair is no exception. Some 86.4% of area adults have a bachelor’s degree or higher, the largest share in New Jersey and the third largest nationwide.