The County With the Most Expensive Housing Market in Every State

March 28, 2019 by Sam Stebbins

Homeownership is a cornerstone of the American dream — but for many, realizing that dream is prohibitively expensive.

Today, the typical American home has a price tag of nearly a quarter of a million dollars, according to industry advocacy group the National Realtors Association. Not every budget can accommodate housing expenses that high, and in nearly every state there is at least one county where the housing market is even more expensive.

To identify the county with the most expensive housing market in every state, 24/7 Wall St. reviewed home value data from NAR as of the third quarter of 2018 for 3,119 counties and county equivalents nationwide. Counties in each state were ranked based on median home value. In 33 states, there is at least one county where over 50% of occupied homes cost more than $300,000. Arkansas and Oklahoma are the only states where no county has a median home value above $200,000.

Home values are typically a reflection of what the residents can afford, and as a result, the counties on this list tend to be high-income areas. Some even rank as the richest county in their state. Coconino County, Arizona, and Orleans Parish, Louisiana, are the only counties or county equivalents on this list with a lower median annual household income than the national median of $57,652.

The years in which many of the houses were built in the counties on this list may partially explain the higher housing costs. According to recent Census data, the median value of a brand new home is $335,400 — 39.5% more than the value of the typical existing home. In 34 of the 50 counties on this list, the share of homes built in the 21st century exceeds the comparable statewide share. In three counties on this list — Dallas County, Iowa; Forsyth County, Georgia; and Lincoln County, South Dakota — over half of all homes were built after Jan. 1, 2000. For reference, only 17.7% of all homes nationwide were built in the last 19 years.

Click here to see the county with the most expensive housing market in each state.

To determine the county with the most expensive housing market in every state, 24/7 Wall St. reviewed median home prices of owner-occupied homes in the 3,119 county and county-equivalents as aggregated by the National Association of Realtors for the third quarter of 2018. We also considered median household incomes, median monthly housing costs for mortgage holders, the share of occupied homes worth over $1.0 million, and year of construction — all five-year estimates from the from the U.S. Census Bureau’s 2017 American Community Survey.

Source: SeanPavonePhoto / Getty Images

Alabama: Shelby County
> Median home value: $221,847
> Median monthly housing costs w/ mortgage: $1,413
> Homes valued at $1 mil.+ (2017): 0.9%
> Housing units built in 2000 or later: 33.9%
> Median household income: $74,063

See all stories featuring: Alabama

Source: BigRedCurlyGuy / Getty Images

Alaska: Sitka City and Borough
> Median home value: $364,381
> Median monthly housing costs w/ mortgage: $2,096
> Homes valued at $1 mil.+ (2017): 0.2%
> Housing units built in 2000 or later: 11.9%
> Median household income: $70,765

See all stories featuring: Alaska

Source: kenlund / Flickr

Arizona: Coconino County
> Median home value: $297,468
> Median monthly housing costs w/ mortgage: $1,490
> Homes valued at $1 mil.+ (2017): 1.8%
> Housing units built in 2000 or later: 24.0%
> Median household income: $53,523

See all stories featuring: Arizona

Source: Brandonrush / Wikimedia Commons

Arkansas: Benton County
> Median home value: $193,647
> Median monthly housing costs w/ mortgage: $1,218
> Homes valued at $1 mil.+ (2017): 0.7%
> Housing units built in 2000 or later: 34.2%
> Median household income: $61,271

See all stories featuring: Arkansas

Source: stellalevi / Getty Images

California: San Francisco County
> Median home value: $1,272,168
> Median monthly housing costs w/ mortgage: $3,332
> Homes valued at $1 mil.+ (2017): 42.8%
> Housing units built in 2000 or later: 8.6%
> Median household income: $96,265

See all stories featuring: California

Source: Daniel Case / Wikimedia Commons

Colorado: Pitkin County
> Median home value: $662,964
> Median monthly housing costs w/ mortgage: $1,947
> Homes valued at $1 mil.+ (2017): 32.4%
> Housing units built in 2000 or later: 24.8%
> Median household income: $67,755

See all stories featuring: Colorado

Source: Public Domain / Wikimedia Commons

Connecticut: Fairfield County
> Median home value: $435,477
> Median monthly housing costs w/ mortgage: $2,726
> Homes valued at $1 mil.+ (2017): 14.6%
> Housing units built in 2000 or later: 9.4%
> Median household income: $89,773

See all stories featuring: Connecticut

Source: John Phelan / Wikimedia Commons

Delaware: New Castle County
> Median home value: $276,686
> Median monthly housing costs w/ mortgage: $1,611
> Homes valued at $1 mil.+ (2017): 0.9%
> Housing units built in 2000 or later: 13.6%
> Median household income: $68,336

See all stories featuring: Delaware

Source: Maisna / Getty Images

Florida: Monroe County
> Median home value: $556,173
> Median monthly housing costs w/ mortgage: $2,373
> Homes valued at $1 mil.+ (2017): 11.4%
> Housing units built in 2000 or later: 13.1%
> Median household income: $63,030

See all stories featuring: Florida

Source: rodclementphotography / Getty Images

Georgia: Forsyth County
> Median home value: $391,587
> Median monthly housing costs w/ mortgage: $1,813
> Homes valued at $1 mil.+ (2017): 1.1%
> Housing units built in 2000 or later: 51.4%
> Median household income: $96,445

See all stories featuring: Georgia

Source: volvob12b / Flickr

Hawaii: Honolulu County
> Median home value: $709,056
> Median monthly housing costs w/ mortgage: $2,466
> Homes valued at $1 mil.+ (2017): 14%
> Housing units built in 2000 or later: 14.1%
> Median household income: $80,078

See all stories featuring: Hawaii

Source: shanecotee / Getty Images

Idaho: Blaine County
> Median home value: $429,565
> Median monthly housing costs w/ mortgage: $1,676
> Homes valued at $1 mil.+ (2017): 17.7%
> Housing units built in 2000 or later: 19.4%
> Median household income: $58,835

See all stories featuring: Idaho

Source: DenisTangneyJr / Getty Images

Illinois: DuPage County
> Median home value: $324,941
> Median monthly housing costs w/ mortgage: $2,051
> Homes valued at $1 mil.+ (2017): 2.9%
> Housing units built in 2000 or later: 10.0%
> Median household income: $84,442

See all stories featuring: Illinois

Source: carmelindiana / Flickr

Indiana: Hamilton County
> Median home value: $292,191
> Median monthly housing costs w/ mortgage: $1,584
> Homes valued at $1 mil.+ (2017): 1.5%
> Housing units built in 2000 or later: 40.8%
> Median household income: $90,582

See all stories featuring: Indiana

Source: Iowahwyman / Wikimedia Commons

Iowa: Dallas County
> Median home value: $258,355
> Median monthly housing costs w/ mortgage: $1,558
> Homes valued at $1 mil.+ (2017): 0.5%
> Housing units built in 2000 or later: 50.5%
> Median household income: $82,719

See all stories featuring: Iowa

Source: Mike Kalasnik from Fort Mill, USA / Wikimedia Commons

Kansas: Johnson County
> Median home value: $280,489
> Median monthly housing costs w/ mortgage: $1,703
> Homes valued at $1 mil.+ (2017): 1.5%
> Housing units built in 2000 or later: 21.7%
> Median household income: $81,121

See all stories featuring: Kansas

Source: wanderluster / Getty Images

Kentucky: Oldham County
> Median home value: $308,928
> Median monthly housing costs w/ mortgage: $1,659
> Homes valued at $1 mil.+ (2017): 1.7%
> Housing units built in 2000 or later: 29.8%
> Median household income: $92,237

See all stories featuring: Kentucky

Source: Ken Lund / Wikimedia Commons

Louisiana: Orleans Parish
> Median home value: $237,027
> Median monthly housing costs w/ mortgage: $1,653
> Homes valued at $1 mil.+ (2017): 3%
> Housing units built in 2000 or later: 10.4%
> Median household income: $38,721

See all stories featuring: Louisiana

Source: SeanPavonePhoto / Getty Images

Maine: Cumberland County
> Median home value: $294,008
> Median monthly housing costs w/ mortgage: $1,697
> Homes valued at $1 mil.+ (2017): 1.6%
> Housing units built in 2000 or later: 14.6%
> Median household income: $65,702

See all stories featuring: Maine

Source: Aude / Wikimedia Commons

Maryland: Montgomery County
> Median home value: $507,032
> Median monthly housing costs w/ mortgage: $2,460
> Homes valued at $1 mil.+ (2017): 9.4%
> Housing units built in 2000 or later: 14.2%
> Median household income: $103,178

See all stories featuring: Maryland

Source: Kenneth Wiedemann / Getty Images

Massachusetts: Nantucket County
> Median home value: $1,046,929
> Median monthly housing costs w/ mortgage: $2,783
> Homes valued at $1 mil.+ (2017): 49.7%
> Housing units built in 2000 or later: 18.6%
> Median household income: $91,942

See all stories featuring: Massachusetts

Source: Davel5957 / Getty Images

Michigan: Washtenaw County
> Median home value: $285,608
> Median monthly housing costs w/ mortgage: $1,705
> Homes valued at $1 mil.+ (2017): 1.4%
> Housing units built in 2000 or later: 15.7%
> Median household income: $65,618

See all stories featuring: Michigan

Source: AlexiusHoratius / Wikimedia Commons

Minnesota: Carver County
> Median home value: $344,435
> Median monthly housing costs w/ mortgage: $1,931
> Homes valued at $1 mil.+ (2017): 2.2%
> Housing units built in 2000 or later: 33.7%
> Median household income: $93,095

See all stories featuring: Minnesota

Source: capcase / Flickr

Mississippi: Madison County
> Median home value: $235,722
> Median monthly housing costs w/ mortgage: $1,494
> Homes valued at $1 mil.+ (2017): 2%
> Housing units built in 2000 or later: 33.5%
> Median household income: $68,600

See all stories featuring: Mississippi

Source: VoyagerMU / Wikimedia Commons

Missouri: Platte County
> Median home value: $240,702
> Median monthly housing costs w/ mortgage: $1,583
> Homes valued at $1 mil.+ (2017): 0.8%
> Housing units built in 2000 or later: 25.4%
> Median household income: $74,199

See all stories featuring: Missouri

Source: DianeBentleyRaymond / Getty Images

Montana: Gallatin County
> Median home value: $377,592
> Median monthly housing costs w/ mortgage: $1,646
> Homes valued at $1 mil.+ (2017): 4.8%
> Housing units built in 2000 or later: 35.1%
> Median household income: $59,397

See all stories featuring: Montana

Source: Atomic Energy505 / Wikimedia Commons

Nebraska: Sarpy County
> Median home value: $212,509
> Median monthly housing costs w/ mortgage: $1,538
> Homes valued at $1 mil.+ (2017): 0.2%
> Housing units built in 2000 or later: 33.3%
> Median household income: $75,752

See all stories featuring: Nebraska

Source: Rex_Wholster / Getty Images

Nevada: Washoe County
> Median home value: $379,957
> Median monthly housing costs w/ mortgage: $1,533
> Homes valued at $1 mil.+ (2017): 2.8%
> Housing units built in 2000 or later: 25.7%
> Median household income: $58,595

See all stories featuring: Nevada

Source: John Phelan / Wikimedia Commons

New Hampshire: Rockingham County
> Median home value: $352,626
> Median monthly housing costs w/ mortgage: $2,131
> Homes valued at $1 mil.+ (2017): 1.6%
> Housing units built in 2000 or later: 15.5%
> Median household income: $85,619

See all stories featuring: New Hampshire

Source: andykazie / Getty Images

New Jersey: Bergen County
> Median home value: $498,038
> Median monthly housing costs w/ mortgage: $2,956
> Homes valued at $1 mil.+ (2017): 7.4%
> Housing units built in 2000 or later: 7.8%
> Median household income: $91,572

See all stories featuring: New Jersey

Source: DenisTangneyJr / Getty Images

New Mexico: Santa Fe County
> Median home value: $318,544
> Median monthly housing costs w/ mortgage: $1,535
> Homes valued at $1 mil.+ (2017): 4.6%
> Housing units built in 2000 or later: 22.5%
> Median household income: $57,945

See all stories featuring: New Mexico

Source: TomasSereda / Getty Images

New York: New York County
> Median home value: $1,033,669
> Median monthly housing costs w/ mortgage: $3,112
> Homes valued at $1 mil.+ (2017): 45.2%
> Housing units built in 2000 or later: 8.9%
> Median household income: $79,781

See all stories featuring: New York

Source: 156794927@N06 / Flickr

North Carolina: Orange County
> Median home value: $308,107
> Median monthly housing costs w/ mortgage: $1,781
> Homes valued at $1 mil.+ (2017): 2.3%
> Housing units built in 2000 or later: 21.2%
> Median household income: $65,522

See all stories featuring: North Carolina

Source: afiler / Flickr

North Dakota: Burleigh County
> Median home value: $269,916
> Median monthly housing costs w/ mortgage: $1,493
> Homes valued at $1 mil.+ (2017): 0.7%
> Housing units built in 2000 or later: 28.5%
> Median household income: $67,308

See all stories featuring: North Dakota

Source: Indrian / Wikipedia under CC BY-SA 3.0

Ohio: Delaware County
> Median home value: $329,070
> Median monthly housing costs w/ mortgage: $1,990
> Homes valued at $1 mil.+ (2017): 1%
> Housing units built in 2000 or later: 40.5%
> Median household income: $100,229

See all stories featuring: Ohio

Source: Kristi Ellis / Wikimedia Commons

Oklahoma: Canadian County
> Median home value: $174,308
> Median monthly housing costs w/ mortgage: $1,370
> Homes valued at $1 mil.+ (2017): 0.2%
> Housing units built in 2000 or later: 34.4%
> Median household income: $69,220

See all stories featuring: Oklahoma

Source: bradleyhebdon / Getty Images

Oregon: Clackamas County
> Median home value: $436,075
> Median monthly housing costs w/ mortgage: $1,857
> Homes valued at $1 mil.+ (2017): 3.3%
> Housing units built in 2000 or later: 18.2%
> Median household income: $72,408

See all stories featuring: Oregon

Source: Hshuvaeva / Wikimedia Commons

Pennsylvania: Chester County
> Median home value: $384,436
> Median monthly housing costs w/ mortgage: $2,216
> Homes valued at $1 mil.+ (2017): 2.9%
> Housing units built in 2000 or later: 18.6%
> Median household income: $92,417

See all stories featuring: Pennsylvania

Source: DenisTangneyJr / Getty Images

Rhode Island: Newport County
> Median home value: $422,705
> Median monthly housing costs w/ mortgage: $2,120
> Homes valued at $1 mil.+ (2017): 7%
> Housing units built in 2000 or later: 10.1%
> Median household income: $75,463

See all stories featuring: Rhode Island

Source: Daniel Mayer / Wikimedia Commons

South Carolina: Charleston County
> Median home value: $353,561
> Median monthly housing costs w/ mortgage: $1,646
> Homes valued at $1 mil.+ (2017): 5.8%
> Housing units built in 2000 or later: 25.2%
> Median household income: $57,882

See all stories featuring: South Carolina

Source: BOB WESTON / Getty Images

South Dakota: Lincoln County
> Median home value: $226,497
> Median monthly housing costs w/ mortgage: $1,492
> Homes valued at $1 mil.+ (2017): 2.2%
> Housing units built in 2000 or later: 54.3%
> Median household income: $81,849

See all stories featuring: South Dakota

Source: Ichabod / Wikimedia Commons

Tennessee: Williamson County
> Median home value: $501,967
> Median monthly housing costs w/ mortgage: $2,045
> Homes valued at $1 mil.+ (2017): 4.2%
> Housing units built in 2000 or later: 39.6%
> Median household income: $103,543

See all stories featuring: Tennessee

Source: Geeklet42 / Wikimedia Commons

Texas: Collin County
> Median home value: $354,363
> Median monthly housing costs w/ mortgage: $1,979
> Homes valued at $1 mil.+ (2017): 1.2%
> Housing units built in 2000 or later: 40.6%
> Median household income: $90,124

See all stories featuring: Texas

Source: zaffi / Flickr

Utah: Summit County
> Median home value: $628,648
> Median monthly housing costs w/ mortgage: $2,199
> Homes valued at $1 mil.+ (2017): 19.8%
> Housing units built in 2000 or later: 28.0%
> Median household income: $94,952

See all stories featuring: Utah

Source: Mfwills / Wikimedia Commons

Vermont: Chittenden County
> Median home value: $309,038
> Median monthly housing costs w/ mortgage: $1,801
> Homes valued at $1 mil.+ (2017): 1.3%
> Housing units built in 2000 or later: 16.8%
> Median household income: $66,906

See all stories featuring: Vermont

Source: amedved / Getty Images

Virginia: Falls Church City
> Median home value: $787,396
> Median monthly housing costs w/ mortgage: $3,025
> Homes valued at $1 mil.+ (2017): 18.9%
> Housing units built in 2000 or later: 19.6%
> Median household income: $114,795

See all stories featuring: Virginia

Source: Joe Mabel / Wikimedia Commons

Washington: King County
> Median home value: $636,990
> Median monthly housing costs w/ mortgage: $2,271
> Homes valued at $1 mil.+ (2017): 8.4%
> Housing units built in 2000 or later: 18.9%
> Median household income: $83,571

See all stories featuring: Washington

Source: dougtone / Flickr

West Virginia: Jefferson County
> Median home value: $241,206
> Median monthly housing costs w/ mortgage: $1,571
> Homes valued at $1 mil.+ (2017): 0.8%
> Housing units built in 2000 or later: 29.0%
> Median household income: $72,526

See all stories featuring: West Virginia

Source: Jen Keller / Flickr

Wisconsin: Ozaukee County
> Median home value: $311,909
> Median monthly housing costs w/ mortgage: $1,762
> Homes valued at $1 mil.+ (2017): 2.3%
> Housing units built in 2000 or later: 14.9%
> Median household income: $80,526

See all stories featuring: Wisconsin

Source: Riderolga / Getty Images

Wyoming: Teton County
> Median home value: $772,365
> Median monthly housing costs w/ mortgage: $2,207
> Homes valued at $1 mil.+ (2017): 31.8%
> Housing units built in 2000 or later: 23.0%
> Median household income: $80,049

See all stories featuring: Wyoming