What makes an insurer the best car insurance company isn’t simply one, or even two or three metrics. Having a fair price or having strong customer service alone isn’t enough. It’s a combination of many factors that result in a well-rounded and trustworthy car insurance company — one that will be there when you need them after a claim and one that provides strong customer service paired with fair rates.

With tens of thousands of car insurance reviews on our platform, we’re able to pull together a comprehensive and unbiased look at which insurers consumers rate as the best car insurance companies for 2019.

Below is our annual rankings of which car insurance companies consumers rated the best.

Top-ranked car insurers for 2019

Ranking	Car insurance company	# of reviews	Clearsurance rating
1	USAA	2,008	4.72
2	NJM Insurance Group	131	4.59
3	Erie Insurance Group	491	4.54
4	Amica Mutual Insurance Company	202	4.49
5	Shelter Mutual Insurance Company	118	4.38
6	CSAA Insurance Group, A AAA Insurer	210	4.34
7	AAA	897	4.33
8	Auto-Owners Insurance Group	175	4.32
9	State Farm	5,257	4.29
10	The Hartford	231	4.28

 

Our second annual rankings list uses the same proprietary algorithm used last year. The rating of each company is based on the consumer’s overall rating of the company, the insurer’s customer service, as well as each policyholder’s likelihood to renew and recommend the company to a friend.

In order to qualify for our list of the best insurance companies for 2019, companies must have a minimum of 100 car insurance reviews in 2018. Interested in seeing the most up-to-date rankings of insurers who sell in your state? See the best car insurance companies in your area.

Click here to see our methodology