Special Report

America's Best Homeowners Insurance


While we all hope to never need to file a homeowners insurance claim, it’s important to trust that your home insurance provider will be there to properly protect your largest asset in the event you need them. To help you determine which homeowners insurance companies you should consider, we’ve compiled a list of the top 10 homeowners insurance companies for 2019.

Unlike many other best insurance companies lists you may see, our list is based exclusively on the ratings and reviews provided by consumers. We’ve collected thousands of homeowners insurance reviews to generate the list of top companies.

Below are our annual rankings of which homeowners insurance companies consumers rated the best.

Top-ranked homeowners insurers for 2019

Rank Homeowners insurance company # of reviews Clearsurance rating
1 USAA 501 4.76
2 Amica Mutual Insurance Company 113 4.48
3 Erie Insurance Group 221 4.42
4 State Farm 1,794 4.33
5 Progressive* 409 4.32
6 Safeco Insurance 122 4.3
7 MetLife, Inc. 144 4.24
8 Geico* 503 4.24
9 AAA 175 4.21
10 Farmers Insurance Group 387 4.21


Our second-annual list of top homeowners insurance companies is based on the same rating as last year. Each score accounts for a combination of factors, including overall customer rating, the customer service rating, likelihood to renew with the insurer and likelihood to recommend the company to a friend.

Only companies with at least 100 homeowners insurance reviews during 2018 were eligible for our top 10 yearly ranking. Want to filter by insurance companies that only sell in your state? Check out Clearsurance’s always up-to-date homeowners insurance rankings.

Click here America’s best homeowner’s insurance
Click here to read our methodology