Special Report

These Are the Most Expensive Zip Codes in 2021

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Even with the economic turmoil surrounding the COVID-19 pandemic, the price of a typical home in the United States increased significantly in 2020 — up to $265,000 from $235,000 in 2019. This was the largest annual increase since at least 2006. Homes in housing markets all across the country rose in value. Profits from home sales increased year-over-year in more than 90% of housing markets. 

While the typical home in America is now worth over a quarter of a million dollars, there are dozens of places across the country where most homes are worth several times as much — including 20 zip codes in which the median home is worth over $1 million.

To determine the most expensive zip codes, 24/7 Wall St. reviewed data provided by Attom Data Solutions, a real estate and property data provider. Zip codes are ranked based on median sales price of condos and single family homes in 2020. 

The most expensive zip codes in America tend to be clustered in certain areas. The 50 places on this list  are spread out among just 14 metro areas and 10 states. California is home to 32 of these zip codes, mostly in the Bay Area, Los Angeles, and Silicon Valley area. These all rank among the most expensive housing markets in part because of the fair climate and access to high-paying jobs. These are the richest cities in America.

Click here to see the most expensive zip codes in 2021.
Click here to see our methodology.

50. 34103
> Location: Naples, Florida
> Metro area: Naples-Immokalee-Marco Island, FL
> Median home sales price: $795,000
> Median household income: $95,559
> Households making $200,000+: 24.6%

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48. 92694(tied)
> Location: Ladera Ranch, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $800,000
> Median household income: $166,015
> Households making $200,000+: 37.2%

48. 98103(tied)
> Location: Seattle, Washington
> Metro area: Seattle-Tacoma-Bellevue, WA
> Median home sales price: $800,000
> Median household income: $105,177
> Households making $200,000+: 20.2%

47. 92646
> Location: Huntington Beach, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $802,500
> Median household income: $98,882
> Households making $200,000+: 16.3%

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46. 98052
> Location: Redmond, Washington
> Metro area: Seattle-Tacoma-Bellevue, WA
> Median home sales price: $816,500
> Median household income: $135,287
> Households making $200,000+: 26.9%

45. 95020
> Location: Gilroy, California
> Metro area: San Jose-Sunnyvale-Santa Clara, CA
> Median home sales price: $820,000
> Median household income: $102,741
> Households making $200,000+: 18.2%

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44. 92677
> Location: Laguna Niguel, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $825,000
> Median household income: $108,252
> Households making $200,000+: 23.1%

43. 98115
> Location: Seattle, Washington
> Metro area: Seattle-Tacoma-Bellevue, WA
> Median home sales price: $846,270
> Median household income: $111,569
> Households making $200,000+: 24.5%

42. 98117
> Location: Seattle, Washington
> Metro area: Seattle-Tacoma-Bellevue, WA
> Median home sales price: $855,000
> Median household income: $116,871
> Households making $200,000+: 24.2%

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41. 91362
> Location: Thousand Oaks, California
> Metro area: Oxnard-Thousand Oaks-Ventura, CA
> Median home sales price: $856,250
> Median household income: $117,566
> Households making $200,000+: 25.9%

40. 92886
> Location: Yorba Linda, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $857,500
> Median household income: $125,359
> Households making $200,000+: 25.4%

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39. 92627
> Location: Costa Mesa, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $865,000
> Median household income: $79,790
> Households making $200,000+: 11.9%

37. 33156(tied)
> Location: Miami, Florida
> Metro area: Miami-Fort Lauderdale-West Palm Beach, FL
> Median home sales price: $870,000
> Median household income: $117,491
> Households making $200,000+: 31.1%

37. 94550(tied)
> Location: Livermore, California
> Metro area: San Francisco-Oakland-Hayward, CA
> Median home sales price: $870,000
> Median household income: $139,387
> Households making $200,000+: 28.4%

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36. 92109
> Location: San Diego, California
> Metro area: San Diego-Carlsbad, CA
> Median home sales price: $875,000
> Median household income: $80,467
> Households making $200,000+: 10.9%

35. 92131
> Location: San Diego, California
> Metro area: San Diego-Carlsbad, CA
> Median home sales price: $878,500
> Median household income: $137,500
> Households making $200,000+: 30.3%

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34. 08008
> Location: Beach Haven, New Jersey
> Metro area: New York-Newark-Jersey City, NY-NJ-PA
> Median home sales price: $885,000
> Median household income: $87,960
> Households making $200,000+: 16.0%

33. 92618
> Location: Irvine, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $895,500
> Median household income: $107,353
> Households making $200,000+: 18.8%

31. 20854(tied)
> Location: Potomac, Maryland
> Metro area: Washington-Arlington-Alexandria, DC-VA-MD-WV
> Median home sales price: $900,000
> Median household income: $213,724
> Households making $200,000+: 54.0%

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31. 92009(tied)
> Location: Carlsbad, California
> Metro area: San Diego-Carlsbad, CA
> Median home sales price: $900,000
> Median household income: $138,078
> Households making $200,000+: 30.9%

29. 85262(tied)
> Location: Scottsdale, Arizona
> Metro area: Phoenix-Mesa-Scottsdale, AZ
> Median home sales price: $920,000
> Median household income: $122,273
> Households making $200,000+: 30.0%

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29. 94568(tied)
> Location: Dublin, California
> Metro area: San Francisco-Oakland-Hayward, CA
> Median home sales price: $920,000
> Median household income: $146,103
> Households making $200,000+: 31.7%

28. 30327
> Location: Atlanta, Georgia
> Metro area: Atlanta-Sandy Springs-Roswell, GA
> Median home sales price: $920,750
> Median household income: $155,219
> Households making $200,000+: 45.0%

27. 92620
> Location: Irvine, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $925,000
> Median household income: $115,826
> Households making $200,000+: 24.8%

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26. 33480
> Location: Palm Beach, Florida
> Metro area: Miami-Fort Lauderdale-West Palm Beach, FL
> Median home sales price: $950,000
> Median household income: $116,901
> Households making $200,000+: 38.3%

25. 95123
> Location: San Jose, California
> Metro area: San Jose-Sunnyvale-Santa Clara, CA
> Median home sales price: $956,250
> Median household income: $117,579
> Households making $200,000+: 21.2%

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24. 92127
> Location: San Diego, California
> Metro area: San Diego-Carlsbad, CA
> Median home sales price: $961,000
> Median household income: $138,338
> Households making $200,000+: 33.1%

23. 92679
> Location: Trabuco Canyon, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $975,000
> Median household income: $175,027
> Households making $200,000+: 41.8%

22. 95037
> Location: Morgan Hill, California
> Metro area: San Jose-Sunnyvale-Santa Clara, CA
> Median home sales price: $980,000
> Median household income: $125,057
> Households making $200,000+: 27.1%

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21. 96734
> Location: Kailua, Hawaii
> Metro area: Urban Honolulu, HI
> Median home sales price: $985,000
> Median household income: $102,242
> Households making $200,000+: 19.8%

20. 92673
> Location: San Clemente, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $1,002,500
> Median household income: $151,007
> Households making $200,000+: 35.6%

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19. 98006
> Location: Bellevue, Washington
> Metro area: Seattle-Tacoma-Bellevue, WA
> Median home sales price: $1,025,000
> Median household income: $144,247
> Households making $200,000+: 32.6%

18. 94536
> Location: Fremont, California
> Metro area: San Francisco-Oakland-Hayward, CA
> Median home sales price: $1,060,000
> Median household income: $121,696
> Households making $200,000+: 22.4%

17. 98033
> Location: Kirkland, Washington
> Metro area: Seattle-Tacoma-Bellevue, WA
> Median home sales price: $1,100,000
> Median household income: $133,744
> Households making $200,000+: 29.4%

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16. 94582
> Location: San Ramon, California
> Metro area: San Francisco-Oakland-Hayward, CA
> Median home sales price: $1,127,000
> Median household income: $175,490
> Households making $200,000+: 45.2%

15. 92130
> Location: San Diego, California
> Metro area: San Diego-Carlsbad, CA
> Median home sales price: $1,151,000
> Median household income: $155,452
> Households making $200,000+: 37.1%

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14. 92629
> Location: Dana Point, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $1,160,000
> Median household income: $99,838
> Households making $200,000+: 21.7%

13. 92024
> Location: Encinitas, California
> Metro area: San Diego-Carlsbad, CA
> Median home sales price: $1,172,500
> Median household income: $116,616
> Households making $200,000+: 25.8%

12. 34102
> Location: Naples, Florida
> Metro area: Naples-Immokalee-Marco Island, FL
> Median home sales price: $1,200,000
> Median household income: $85,938
> Households making $200,000+: 27.5%

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11. 06880
> Location: Westport, Connecticut
> Metro area: Bridgeport-Stamford-Norwalk, CT
> Median home sales price: $1,211,000
> Median household income: $201,528
> Households making $200,000+: 50.2%

10. 11937
> Location: East Hampton, New York
> Metro area: New York-Newark-Jersey City, NY-NJ-PA
> Median home sales price: $1,240,000
> Median household income: $97,961
> Households making $200,000+: 23.4%

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8. 90275 (tied)
> Location: Rancho Palos Verdes, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $1,300,000
> Median household income: $138,293
> Households making $200,000+: 33.0%

8. 94611 (tied)
> Location: Oakland, California
> Metro area: San Francisco-Oakland-Hayward, CA
> Median home sales price: $1,300,000
> Median household income: $129,576
> Households making $200,000+: 31.7%

7. 94526
> Location: Danville, California
> Metro area: San Francisco-Oakland-Hayward, CA
> Median home sales price: $1,305,000
> Median household income: $152,727
> Households making $200,000+: 38.5%

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6. 95124
> Location: San Jose, California
> Metro area: San Jose-Sunnyvale-Santa Clara, CA
> Median home sales price: $1,370,000
> Median household income: $155,550
> Households making $200,000+: 35.3%

5. 95125
> Location: San Jose, California
> Metro area: San Jose-Sunnyvale-Santa Clara, CA
> Median home sales price: $1,449,000
> Median household income: $118,788
> Households making $200,000+: 29.4%

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3. 92037 (tied)
> Location: La Jolla, California
> Metro area: San Diego-Carlsbad, CA
> Median home sales price: $1,500,000
> Median household income: $109,194
> Households making $200,000+: 28.5%

3. 94506 (tied)
> Location: Danville, California
> Metro area: San Francisco-Oakland-Hayward, CA
> Median home sales price: $1,500,000
> Median household income: $212,739
> Households making $200,000+: 52.8%

2. 85253
> Location: Paradise Valley, Arizona
> Metro area: Phoenix-Mesa-Scottsdale, AZ
> Median home sales price: $1,599,500
> Median household income: $163,750
> Households making $200,000+: 42.5%

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1. 92660
> Location: Newport Beach, California
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $1,955,000
> Median household income: $123,955
> Households making $200,000+: 30.2%

Methodology:

To determine the most expensive zip codes, 24/7 Wall St. reviewed data provided by Attom Data Solutions, a real estate and property data provider. Zip codes are ranked based on median sales price of condos and single family homes in 2020. Only zip codes with at least 1,000 single family homes and condos and where at least 100 of those were sold in that time frame were considered. The estimated market value is determined by Attom’s automated valuation model. Data on median household income and the share of households earning $200,000 or more are five-year estimates at the zip code level for 2015-2019 from the U.S. Census Bureau’s American Community Survey.

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