personal finance
personal finance Articles
Losing a family member can unleash a tsunami of emotions. In some cases, it may also lead to lifestyle changes, especially when there’s an inheritance involved. That was the situation for one...
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In the world of Dave Ramsey and honest talk, you can always expect to hear some very difficult advice. This often means that Dave, who is well-known for being outspoken on other people’s financial...
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One of the most important aspects of jumping into the FIRE (financial independence, retire early) movement is to know exactly how much you think you need to retire. This is true whether you are a...
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Exchange-traded funds (ETFs) have become a cornerstone for investors seeking diversified, cost-effective, and flexible ways to build wealth. ETFs track indexes, sectors, or asset classes, offering...
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These days, a lot of people are worried about an impending recession. Tariff policies could drive the cost of goods up in a very big way, leading to a broad decline in consumer spending....
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Most people do not have an income anywhere near $600K, even when they are working — much less have dreams of being able to build a retirement nest egg that will produce so much money for them to...
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Imagine what you would do if you had $5 million in your 30s. Chances are, you’d be enjoying your life, thinking ahead towards a bright future, but also spending on the things that make you happy...
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The typical retired worker on Social Security today collects about $2,000 a month. Some seniors get more, while others get less. But no matter how much money you’re getting from Social...
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Americans owe more than ever before. In the first quarter of 2025, household debt hit a record $18.20 trillion according to the Federal Reserve’s Quarterly Report on Household Debt and Credit. This...
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The tax code is filled with rules that allow people to minimize their taxes. Applying the right tax strategies can transform your debt payoff plan and make it easier to address various expenses. If...
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When it comes to dividend investing, not all ETFs are created equal. One dividend ETF at the top of the heap for features like high yield, low cost and risk spreading is the Vanguard High Dividend...
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Anytime someone in your family offers you money, it might seem too good to be true at first glance. In many cases, it is, but occasionally, you might get into a situation where things are precisely...
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A Reddit user has found herself in a difficult situation. Her husband’s family is struggling financially, and her husband wants to help them out. The catch, however, is that he wants to use an...
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In many ways, being a teacher sounds like my nightmare. The idea of having to wrangle a classroom full of unruly kids day in, day out just doesn’t appeal to me. But there’s a part...
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A retirement account is meant to be the gift that keeps on giving. But sometimes it can be tempting to redirect funds away from the future and into the here and now. One Reddit member was facing this...
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