personal finance
personal finance Articles
Retirement accounts are valuable resources that allow your money to compound with tax advantages. However, the IRS imposes required minimum distributions once you reach your 70s. The age you have to...
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If you’ve looked into the benefits and decided that you’d like to convert funds currently held in other accounts to a Roth IRA, you’ve undoubtedly considered the tax implications. Here, we...
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It doesn’t matter why you want to try and retire early, there is no question that this idea is growing increasingly more popular by the day. Driven by the FIRE movement, the goal and hope are...
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The moment you turn 59 1/2 years old, you can tap into your Roth IRA without any penalty fees. That account also has to be open for at least five years. These details became important for a...
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Not everyone thinks of nursing home expenses when they are saving up for retirement. However, it’s a big cost that can catch many people by surprise. One person has a Roth IRA and a trust lined up...
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The IRS uses required minimum distributions to ensure people take money out of their traditional retirement accounts as they get older. The agency has to collect tax revenue, but beyond that reason,...
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With so much uncertainty surrounding Social Security and its solvency over the next 10 years, there is ongoing discussion about what, if any, steps should be taken. Short of a quick, bipartisan...
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Not everyone wants to deal with managing their estate. Instead, they prefer to find a reliable financial advisor who can stay on top of the assets and grow them over time. A high-net-worth individual...
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When times are good in the stock market, the impact on an investor’s portfolio can be profound. Witnessing account balances swell can be intoxicating, fostering a sense of invincibility....
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If you’re a Baby Boomer, you are at the age when retirement is drawing near, if it hasn’t arrived already. Unfortunately, many Baby Boomers are not quite ready to have the secure retirements they...
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It’s an unfortunate truth that getting divorced, no matter the age, can have a devastating impact on your finances. This is even more true as you get older, when it can completely upend your...
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One of the toughest things about being a parent is that you never stop caring for your children. Whether they’re three years old or 33, you want to do everything you can to make your...
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Vanguard founder John Bogle has earned the title, “the father of index investing” due to his pioneering efforts to create Exchange Traded Funds (ETF) that track various market indexes and can act...
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Not many investors are so renowned that they have a cult-following named after them, but John “Jack” Bogle, founder of The Vanguard Group and inventor of the index mutual fund, is an exception...
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According to a survey published in March, 2025 by Debt.com, as many as 1 in 3 Americans either currently or previously have had to resort to using credit cards to make ends meet for basic...
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