personal finance
personal finance Articles
According to a survey published in March, 2025 by Debt.com, as many as 1 in 3 Americans either currently or previously have had to resort to using credit cards to make ends meet for basic...
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These days, most private sector employees don’t have a pension they can fall back on. That’s why so many people have to allocate money from each paycheck to retirement savings. But...
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The IRS issued an important warning in April of 2025, alerting Americans to the fact that around $1 billion in refunds remain outstanding from the 2021 tax filing year. Those refunds are owed because...
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It’s kind of hard not to be envious of people with large trust funds. Many of them can sit back, enjoy life, not work, and have plenty of money to fall back on. This Reddit poster is in...
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Saving for retirement isn’t always easy. It often means making sacrifices and spending your money very carefully. In this Reddit post, we have someone who’s long had the goal of...
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Social Security is a universally popular benefits program that has kept millions of seniors out of poverty. It is also in financial trouble. The most recent trustee’s report indicated that the...
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Over the last few decades, it’s become commonplace to think that to retire comfortably in America, you need at least $1 million in retirement funds. As a result, this number has been the goal...
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Home ownership remains a key pillar of the American Dream. As one of the biggest expenses that consumers will ever make in their lifetime, real estate financing is not easy to come by for everyone....
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When it comes to paying off debt, there is no simple and guaranteed way that works for everyone. In other words, everyone has to figure out on their own how to pay off debt while still living week to...
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Investors seeking sizable capital appreciation will usually search out aggressive growth stocks and exchange traded funds that are tied to tech indexes or the S&P 500. Those that want growth but...
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There’s a reason a lot of people opt to save for retirement in a 401(k). These plans make it easy to contribute toward your later years. You just sign up through your employer, and your...
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While the full retirement age for Americans is 67, many savers find themselves dreaming of retiring early. Making that dream into a reality is easier said than done, considering the percentage of...
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A lot of people aim to retire early so they can enjoy life while their health is still strong. But in this Reddit post, we have someone in the opposite boat. The poster is worried about a...
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For some people, putting all their money into the stock market isn’t the safest place to park it. Everyone has their own financial needs and what they might want to get out of their money over the...
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Most people say the first $100K is the hardest to save. Since you are starting from $0, compound growth isn’t working very well for you yet, so you have to earn almost all of those dollars...
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