A close-up of a smiling elderly man with white hair and wrinkles on the right side of the frame. On the left, a blurred background reveals a financial planning mind map on white paper, with 'PERSONAL FINANCIAL PLANNING' at its center, connected to various red-outlined bubbles such as 'MAJOR PURCHASES,' 'ESTATE,' and 'EDUCATION.' A black calculator displaying '852291' and a small stack of coins are also visible on a light wooden surface.

Many Retirees Are Pulling 8 % instead of 4%, But Is It Safe?

Retirement planning is constantly changing. The advice that works in one decade may shift in the next, often driven by market conditions, interest rates, and expected long-term returns. One of the most debated topics in this space is the “safe” withdrawal rate — the percentage retirees can pull from their portfolios each year without running … Continue reading Many Retirees Are Pulling 8 % instead of 4%, But Is It Safe?

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