Sitting out the capex race is now the trade that works: the only Mag 7 name beating the index this year is holding back its cash flow from AI buildouts.

Apple is now the only Mag 7 stock that is outperforming the S&P 500 this year. Why? It generates more free cash flow than any other Mag 7 company while largely avoiding the AI spending binge that is draining its hyperscaler peers. Video: https://t.co/WUvO57pung https://t.co/p8qzENDyaG
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Reddit Pulser/povertyfinance
Germany's bottle deposit system covers my grocery budget

In Finland on “Labor Day” I’ve seen people make 2-300e collecting cans. They walk around with big trash bags and crowds will just gravitate to them to toss the empties.

A 4:30 a.m. bottle run worth about 15 euros covers a week of groceries in Germany, where deposits turn discarded cans into currency. Commenters from Finland to Poland report the same arbitrage; US readers say theirs go to landfill. Policy design creates the payout.

Crypto

What Would Have to Happen for Ethereum to Reach $10,000 by 2030?

Arthur Hayes set a bold $10,000 price target for Ethereum, but the real question is whether the forces driving ETH higher can outlast the forces pushing it down. Three specific conditions must align before that target becomes anything more than a trader’s wishful thinking.

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Reddit Pulser/personalfinance
Parent wants me to co-sign on mortgage.

Don't do it. Do not co-sign on anyone else's debt ever, except perhaps for your own children for their first used car, if you already have enough in the bank to pay for it outright!

A 22-year-old earning $40,000 part time is weighing co-signing an $800,000 mortgage, and co-signers owe the full debt while losing access to their own first mortgage. If a lender already said no to the borrower, that is the risk judgment you are being asked to override.

The $3.3 billion Amedisys deal cleared DOJ review, but Warren's breakup push keeps legislative antitrust risk alive for UnitedHealth holders.

UnitedHealth already sells your insurance, employs your doctor, and manages your prescriptions. Now Trump's DOJ let them buy home health and hospice giant Amedisys for $3.3 BILLION – giving them MORE power to raise costs and deny care. We need to break up Big Medicine.
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A perfect 75-year record is the most-cited bull case heading into next year, though the sample is only about 19 elections and none of them faced a Fed openly discussing more rate hikes.

S&P 500 is higher 6 and 12 months after every midterm election over the last 75 years 📈🤑🥳 https://t.co/N1Eu0fZDie
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