At 61, She Will Pick “Simple” Inflation Protection Because It Costs $300 a Year Less. At 86 the Policy Will Pay $270 a Day Against a $355 Nursing Home Bill, and “Compound” Would Have Paid $406
A $300 annual discount on a long-term care policy sounds like smart shopping, but 25 years later that choice forces a painful reckoning between what the policy pays and what the nursing home actually charges.










