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As seen on the 24/7 Wall St. homepage on July 25, 2026.
Carrying a credit card balance will never boost your score, only drain your wallet in interest charges.
Think carrying a credit card balance helps your credit score? Clark says that's one of the biggest credit myths still out there. If you can afford to, pay your credit card balance in full every month. Carrying a balance doesn't improve your credit—it just costs you money in https://t.co/WN8FIxxAk8
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