I encourage everyone to [read this](https://open.substack.com/pub/thedreydossier/p/the-true-cost-of-trump-accounts?r=5162w2&utm_medium=ios) (or watch the video) explaining what’s going on with these accounts, and exposing the hidden costs that come with this reward - like surrendering your baby’s biometric data
The $1,000 federal seed for kids born 2025 through 2028 sits unclaimed until a parent files at trumpaccounts.gov or via IRS Form 4547, and 2025 babies are still covered retroactively. Free money with no income limit and no required contribution is rare, but default inaction forfeits it.
