Christy Bieber has been a personal finance and legal writer since 2008. She has a JD from UCLA School of Law and a BA in English, Media and Communications with a certification in business from the University of Rochester.
Christy has been published by a wide variety of sites, including WSJ Buy Side, Forbes, Kiplinger, Fox Business, Credit Karma, Insurify, and Annuity.org. In addition to writing for the web, she has also ghostwritten textbooks on business and law and served as a subject matter expert for course design.
Millions of retirees are quietly draining their own Social Security benefits through a single decision made years before they ever collect a check, and most have no idea the damage is permanent.
Christy Bieber Claiming Social Security at 62 feels like a safe, logical move, but running the actual numbers exposes a costly flaw that catches many retirees off guard.
Christy Bieber Most retirees guess wrong about how Social Security actually works, and those mistakes quietly shrink the checks they depend on every month. Knowing just four numbers can protect your benefits and keep…
Christy Bieber