Jake Fitzgerald.

Jake Fitzgerald

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Money Talks

The most-quoted money advice in America is designed to be repeatable, not precise. It has to work for a caller with $60,000 in debt and a listener with…

Recent Work

72 articles

8:51pm ET

Personal Finance

Why Wealthy Couples Are Spending the 401(k) at 63 and Letting Social Security Grow to $5,100 a Month at 70

Spending down a seven-figure retirement account before touching Social Security sounds like financial malpractice, but fee-only planners are quietly steering high-net-worth couples toward exactly that move for one very specific reason buried…

Jake Fitzgerald

3:41pm ET

Personal Finance

Earn Over $150,000? Your 401(k) Catch-Up Contributions Just Went Roth Whether You Wanted the Tax Bill or Not

A quiet payroll change that took effect in January is already reshaping the tax bills of high earners with 401(k) catch-up contributions, and most people have no idea their withholding is now…

Jake Fitzgerald

3:17pm ET

Personal Finance

‘What We Call Financial Abuse’: Ramsey to Wife Giving 100% of Her $75K While Husband Keeps 83%

A wife earning $75,000 asked Dave Ramsey how to make her household contribution fairer, and he refused to answer the question she actually asked.

Jake Fitzgerald

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