Everything by Marc.

Personal Finance

A 75 Year Old With $3 Million in a 401(k) Discovers Three Years of RMDs Will Cost Her $42,000 in Medicare Surcharges Alone

May 23, 2026 Personal Finance

Why a 64 Year Old Retiree Is Draining Her $1.1 Million 401(k) Early to Maximize a $5,181 Social Security Check at 70

May 23, 2026 Personal Finance

A 73 Year Old With $1.5 Million in a 401(k) Discovers RMDs Will Trigger a $280,000 Cumulative Tax Bill

May 23, 2026 Personal Finance

The 401(k) Mega Backdoor Roth Strategy a Tech Worker Used to Build $750,000 of Roth Wealth in Six Years

May 23, 2026 Personal Finance

The Triple Tax Free HSA Account High Earners Are Funding Before Maxing Their 401(k)

May 22, 2026 Personal Finance

The Roth Conversion Strategy Affluent Investors Over 55 Are Using to Empty Their 401(k)s Before Required Distributions

May 22, 2026 Investing

SMCY’s Dreamy Distribution Hides a Track Record Even YieldMax Investors Should Find Concerning

May 22, 2026 Personal Finance

The In Plan Roth 401(k) Conversion That Saves a $400,000 Earner $58,000 in Future RMD Taxes

May 22, 2026 Personal Finance

The After-Tax 401(k) Move That Lets a $250,000 Earner Shelter Up to $48,000 More Per Year in a Roth Account

May 22, 2026 Personal Finance

What Happens to a $900,000 401(k) When the Owner Dies and the Beneficiary Falls Under the New 10 Year Rule

May 21, 2026 Personal Finance

Why High Earning Couples Are Spending Their 401(k)s Before Social Security to Avoid the IRMAA Cliff

May 21, 2026 Personal Finance

Retirees With Over $1.5 Million in a Traditional 401(k) Are Being Warned About This $43,000 Annual RMD at 73

May 21, 2026 Investing

PFF’s $14 Billion Preferred Stock Strategy Holds 60 Percent Bank Issued Preferreds With Call Provisions That Cap Your Upside

May 20, 2026 Personal Finance

The 401(k) Bracket Smoothing Math: Why a 65 Year Old With $1.6 Million Should Convert Exactly $43,000 a Year Until 73

May 20, 2026 Investing

CWB’s Convertible Bond Strategy Looks Like Bonds Until the Equity Markets Fall, And Then It Trades Like Stocks

May 20, 2026 Personal Finance

How Engineering Executives Structure Their 401(k) to Pay Under 10 Percent Effective Tax in Retirement

May 20, 2026 Personal Finance

The 401(k) Move Corporate Executives Use to Defer $100,000 of Income on Top of Their Plan Maximum

May 19, 2026 Personal Finance

Why Anesthesiologists Are Pulling Money Out of Their 401(k)s at 55 and Saving $40,000 in Penalties

May 19, 2026 Personal Finance

The Rule of 55 Move Public Safety Workers Use to Retire at 50 Without the 10% Penalty

May 19, 2026 Personal Finance

The 5-Year Roth Conversion Ladder Pre-Retirees Use to Tap Their 401(k) Before 59 and a Half Without Penalties

May 18, 2026