Kinsale Capital (KNSL) Q2 2026: Revenue Beats by 15%, EPS Tops Estimates by 8%
As seen on the 24/7 Wall St. homepage on July 23, 2026.
Kinsale crushed Q2 revenue by 15% and posted a 75.5% combined ratio, the hallmark of an underwriting discipline that rivals are struggling to match, while approving a $250 million buyback to return swelling excess capital.
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Kinsale Capital reported Q2 2026 revenue of $548.5 million, blowing past the $477.1 million consensus estimate by roughly 15%. That result continues a strong upward trend in the company's top line, which has grown from $384.6 million in Q2 2024 to nearly $549 million in the latest quarter. Earnings per share of $5.54 also cleared the $5.11 estimate by about 8%, signaling that the growth is flowing through to the bottom line rather than being consumed by costs.
The standout metric from a pure underwriting perspective is a 75.5% combined ratio, a figure that captures how much Kinsale pays out in claims and expenses for every dollar of premium it collects. A ratio well below 100% means the company is profitably underwriting risk, and 75.5% is an exceptionally low reading that speaks to unusually tight expense and loss discipline in the excess-and-surplus lines market where Kinsale operates.
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Management also approved a $250 million share repurchase program, a signal that the company views its capital position as strong enough to return money to shareholders while still funding organic growth. For investors, the combination of consistent revenue acceleration, superior underwriting margins, and a fresh buyback makes this quarter a meaningful data point in the KNSL story.
Mentioned: KNSL