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As seen on the 24/7 Wall St. homepage on July 1, 2026.

Cramer sees lower fuel costs shifting consumer spending patterns from discount retailers to credit-enabled purchases.

Gasoline down means consumer is more liquid so doesn't need to go to TJX/WMT. It also means you can buy Capital One, COF, as the consumer will be emboldend to buy,. COF can go up big
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Mentioned: WMT, TJX, COF