Alignment Healthcare Inc
Q2 2026 Earnings
Market Reaction
S&P 500 over the same 30 days: +1.97%.
Did ALHC Beat Earnings? Q2 2026 Results
Alignment Healthcare posted a mixed second quarter for fiscal 2026, beating on revenue while falling short on the bottom line against Wall Street expectations. The Medicare Advantage insurer reported revenue of $1.34 billion, a 31.6% year-over-year increase that came in 1.96% above the $1.31 billion consensus estimate, driven by a 31.5% surge in health plan membership to approximately 294,100. Earnings per share of $0.17, however, missed the $0.20 consensus by 16.05%, even as GAAP net income more than doubled from $15.65 million to $36.56 million year over year. The standout operational story was an improved medical benefits ratio of 86.3%, down roughly 40 basis points from a year ago, reflecting tighter cost management relative to premium revenue. Adjusted EBITDA climbed 48.4% to $68.14 million, a figure that takes on added weight given an ongoing securities investigation into allegations that the company misclassified expenses to inflate that metric. Looking ahead, management raised full-year 2026 guidance midpoints, projecting revenue of $5.20 billion to $5.22 billion and adjusted EBITDA of $145 million to $163 million.
- 31.5% year-over-year Medicare Advantage membership growth to approximately 294,100 members
- Medical benefits ratio improvement of approximately 40 basis points year-over-year to 86.3%
- Ongoing investments in clinical model, AI-enabled capabilities and operational infrastructure
- Adjusted EBITDA grew 48.4% year-over-year to $68.1 million
- Adjusted gross profit grew 35.3% year-over-year to $182.9 million
“Our second quarter results underscore the strength of our purpose-built Medicare Advantage platform and place us in a strong position to deliver upon our full-year objectives.”
Alignment Healthcare CEO, on the earnings call
Forward Guidance & Outlook
The company raised the midpoint of all full-year 2026 guidance metrics. For Q3 2026: membership of 295,500–297,500, revenue of $1,300–$1,320 million, adjusted gross profit of $148–$158 million, and adjusted EBITDA of $20–$30 million. For full-year 2026: membership of 298,000–301,000, revenue of $5,195–$5,225 million, adjusted gross profit of $630–$650 million, and adjusted EBITDA of $145–$163 million.
ALHC YoY Financials
ALHC Revenue by Segment
Figures from SEC filings and company reports. Not investment advice.