Alignment Healthcare

Alignment Healthcare (ALHC) Q2 2026 Earnings

Reported Jul 30, 2026 at 4:01 PM ET · SEC Source

Q2 26 EPS

$0.17

MISS 16.05%

Est. $0.20

Q2 26 Revenue

$1.34B

BEAT +1.96%

Est. $1.31B

vs S&P Since Q2 26

-24.7%

TRAILING MARKET

ALHC -21.2% vs S&P +3.5%

Market Reaction

Did ALHC Beat Earnings? Q2 2026 Results

Alignment Healthcare posted a mixed second quarter for fiscal 2026, beating on revenue while falling short on the bottom line against Wall Street expectations. The Medicare Advantage insurer reported revenue of $1.34 billion, a 31.6% year-over-year i… Read more Alignment Healthcare posted a mixed second quarter for fiscal 2026, beating on revenue while falling short on the bottom line against Wall Street expectations. The Medicare Advantage insurer reported revenue of $1.34 billion, a 31.6% year-over-year increase that came in 1.96% above the $1.31 billion consensus estimate, driven by a 31.5% surge in health plan membership to approximately 294,100. Earnings per share of $0.17, however, missed the $0.20 consensus by 16.05%, even as GAAP net income more than doubled from $15.65 million to $36.56 million year over year. The standout operational story was an improved medical benefits ratio of 86.3%, down roughly 40 basis points from a year ago, reflecting tighter cost management relative to premium revenue. Adjusted EBITDA climbed 48.4% to $68.14 million, a figure that takes on added weight given an ongoing securities investigation into allegations that the company misclassified expenses to inflate that metric. Looking ahead, management raised full-year 2026 guidance midpoints, projecting revenue of $5.20 billion to $5.22 billion and adjusted EBITDA of $145 million to $163 million.

Key Takeaways

  • 31.5% year-over-year Medicare Advantage membership growth to approximately 294,100 members
  • Medical benefits ratio improvement of approximately 40 basis points year-over-year to 86.3%
  • Ongoing investments in clinical model, AI-enabled capabilities and operational infrastructure
  • Adjusted EBITDA grew 48.4% year-over-year to $68.1 million
  • Adjusted gross profit grew 35.3% year-over-year to $182.9 million

ALHC Forward Guidance & Outlook

The company raised the midpoint of all full-year 2026 guidance metrics. For Q3 2026: membership of 295,500–297,500, revenue of $1,300–$1,320 million, adjusted gross profit of $148–$158 million, and adjusted EBITDA of $20–$30 million. For full-year 2026: membership of 298,000–301,000, revenue of $5,195–$5,225 million, adjusted gross profit of $630–$650 million, and adjusted EBITDA of $145–$163 million.

24/7 Wall St

ALHC YoY Financials

Q2 2026 vs Q2 2025, source: SEC Filings

24/7 Wall St

ALHC Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q2 26

“Our second quarter results underscore the strength of our purpose-built Medicare Advantage platform and place us in a strong position to deliver upon our full-year objectives.”

— John Kao, Q2 2026 Earnings Press Release