Carter Bankshares Inc, headquartered in Martinsville, Virginia, is a banking institution founded in 1974. It offers a wide range of financial products and services, including checking and savings accounts, retirement plans, and money market accounts. The bank provides both commercial and consumer loans, covering needs from automobile financing to home improvements and business investments. Additionally, Carter Bank & Trust offers mortgage services, home equity lines of credit, credit cards, and digital banking solutions like online and mobile banking. It also provides treasury and cash management services for businesses, enhancing its comprehensive banking solutions.