Capitol Federal Financial

Capitol Federal Financial, Inc. (NASDAQ: CFFN) is the holding company for Capitol Federal Savings Bank, a full-service consumer and commercial bank operating primarily in the Kansas and Missouri markets through 43 traditional and two in-store branches. The company is strategically transitioning from its traditional thrift model centered on one-to-four-family residential mortgage lending to a diversified banking platform encompassing commercial real estate, commercial and industrial lending, commercial construction, treasury management, wealth management, private banking, trust services, insurance, and digital banking services. At June 30, 2026, the bank had approximately $9.66 billion in total assets with a loan portfolio of $8.17 billion, split approximately 70% one-to-four-family/consumer and 30% commercial. The commercial real estate portfolio spans 25 states with concentrations in hotel, senior housing, multi-family, and retail properties. The company serves retail consumers, small businesses, commercial enterprises, and high-net-worth clients through its branch network and digital platforms, including its True Blue Online digital banking system. Capitol Federal maintains a disciplined capital allocation strategy focused on dividends, share repurchases, and reinvestment in strategic growth initiatives, having returned over $2.09 billion to stockholders since December 2010. Updated Jul 29, 2026