M.D.C. Holdings Inc, known under the Richmond American Homes brand, is a major player in the homebuilding industry, focusing on crafting single-family detached homes for first-time and upgrading buyers. With operations spanning states like Arizona, California, Texas, and more, the company not only constructs homes but also offers financial services. These include mortgage loan origination for homebuyers, insurance for homes and subcontractors, and title agency services in select states. Founded in 1972 and based in Denver, Colorado, M.D.C. Holdings blends construction expertise with financial solutions to serve American homeowners.