Housing

All Housing Articles

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Fannie Mae And Freddie Mac: What Is An Underwater Mortgage?

The problem is fairly simple. About 11 million home mortgages in the US are underwater. These homeowners owe more for their homes than their homes are worth. That has had several effects. The first…

Douglas A. McIntyre · 16 years ago

Pending Home Sales Up, A Mixed Message On Real Estate Market

Pending home sales rose in October, according to the National Association of Realtors. The news comes just a day after S&P/Case-Shiller data showed a drop in home sales. Perhaps there are more homes for…

Douglas A. McIntyre · 16 years ago

Toll Brothers’ Profits in Housing, Sort Of (TOL)

Toll Brothers Inc. (NYSE: TOL) managed to post a quarterly profit in its fiscal fourth quarter earnings report this morning.  It sounds great on the headline for a homebuilder to be posting profits.  The…

Jon C. Ogg · 16 years ago

Riding The Wave Of The Foreclosure Business

One out of four residential homes sold in the third quarter of this year was a foreclosed property, RealtyTrac reports. That makes the sales of such residences big business for realtors and the banks…

Douglas A. McIntyre · 16 years ago

The Good, The Bad, And The Insignificant: Shadow Foreclosures Surge

Verdict: Very Bad Shadow inventory of unsold homes jumped in the month of August, according to CoreLogic “CoreLogic estimates shadow inventory, sometimes called pending supply, by calculating the number of properties that are seriously delinquent…

Douglas A. McIntyre · 16 years ago

Housing Starts Crushed

“Privately-owned housing starts in October were at a seasonally adjusted annual rate of 519,000. This is 11.7% below the revised September estimate of 588,000 and is 1.9% below the October 2009 rate of 529,000,”…

Douglas A. McIntyre · 16 years ago

Earnings Wrap: Home Depot Versus Wal-Mart (HD, WMT)

This morning brought earnings from two key DJIA components.  The Home Depot, Inc. (NYSE: HD) and Wal-Mart Stores Inc. (NYSE: WMT) are seeing similar trends and the two are seeing similar reactions so far…

Jon C. Ogg · 16 years ago

S&P: Home Prices May Drop Another 10%

S&P has issued a forecast which says home prices could drop another 10% through next year. The new research says that: “While U.S. home prices have stabilized considerably since the recession officially ended in…

Douglas A. McIntyre · 16 years ago

Oversight Panel Warns Foreclosure Problem Could Become Disaster

The Congressional Oversight Panel reports that the effects of the current foreclosure documentation crisis may have been underestimated. In a new study entitled “Examining the Consequences of Mortgage Irregularities for Financial Stability and Foreclosure…

Douglas A. McIntyre · 16 years ago

Fed Official: Foreclosures No Better In 2011

Foreclosures, along with unemployment, are a plague that continues to bedevil the economy. The problem has caused the collapse of Fannie Mae and Freddie Mac, which could eventually cost taxpayers more than a half a trillion…

Douglas A. McIntyre · 16 years ago

Home Values Continue Record Drops

The decline of home prices continues at an unprecedented breakneck speed. According to real estate research firm Zillow, “U.S. home values continued to decline in the third quarter, falling 4.3 percent year-over-year, and 1.2…

Douglas A. McIntyre · 16 years ago

BofA Tally on Mortgage Securities: $375 Billion (BAC)

Bank of America Corporation (NYSE: BAC) filed its quarterly report with the SEC today as its 10-Q.  Generally speaking these filings are often nebulous and contain many factoids that are often taken as both…

Jon C. Ogg · 16 years ago