Suze Orman, host of the Women & Money podcast, has been blunt about the most popular default option in American 401(k) plans. Her position: “When people ask me whether target-date funds are a good…
A 24-year-old youth pastor called The Ramsey Show recently with a question millions of low earners ask themselves: “how do I save for retirement when I have a low income?” He explained he was…
A retiree near 70 called into the Talking Real Money podcast with a question that sounds technical but actually decides whether he keeps thousands of dollars or hands them to his lender. He has…
Social Security is important to many older Americans. Once you retire, you’ll probably need those benefits to pay your living expenses. For this reason, it’s important to file for Social Security at the right…
Karen, a 58-year-old nurse who is newly single or newly divorced and sitting on $600,000 in retirement savings, called the Ramsey Everyday Millionaires show afraid she had to pick between buying a home and…
Jay, a 27-year-old from Oklahoma City, called The Ramsey Show carrying $35,000 to $45,000 in debt while attending school, working two jobs, and quietly making the monthly note on his disabled father’s truck. Dave…
On a recent episode of The Ramsey Show, co-host George Kamel cut to the heart of why so many earners feel broke: “Wealthy people ask how much. Poor people ask how much per month,…
Treasury Secretary Scott Bessent made an ambitious case for the Trump Savings Account program during a May 29, 2026 appearance on Kudlow on Fox Business. In his view, the initiative could bring millions of…
Brian Preston of the Money Guy Show puts it bluntly: “You’re strapping this weight to you and then walking into the ocean. And I don’t care how good of a swimmer you are, if…
Social Security benefits are eligible for a cost-of-living adjustment (COLA) every year. Without COLAs, Social Security recipients would get the same benefits throughout retirement. Over time, they would be guaranteed to lose buying power. …
Imagine logging into your 401(k) after a decade of contributions, expecting to see a portfolio that grew with the market. Instead, your balance is roughly the sum of what you put in. The money…
A 64-year-old couple with a $1.6 million taxable investment portfolio faces a very specific retirement-income challenge: generating $9,000 per month, or $108,000 annually, while keeping modified adjusted gross income under the 2026 IRMAA Tier…
A woman called The Ramsey Show in tears. "About 3 years ago I had discovered that my husband had amassed a pretty substantial amount of debt," she said. The total damage came to roughly…
If you are married, Social Security claiming rules become more complicated than if you are single. That’s because your benefits claiming decision does not just affect you. It can affect your spouse as well.…
She is 67, raised four children through 18 years out of the workforce, and returned to part-time office work in her 50s. Her own Social Security record produces a benefit of $1,200 a month.…
