3 Medicare Changes Trump Should Make – But Probably Won’t
President Donald Trump has now been in office for more than 100 days, and investors certainly have a much more clear picture of what the new president has in mind for the economy. Of…
Personal Finance
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We’re financially stable and won’t need a $16 million inheritance – how should we invest it for future generations?
A Reddit user posted recently about some news he received about an inheritance. The 27-year-old Redditor explained that he had just discovered his wife’s parents created a large trust fund. Specifically, the fund has…
How wealthy do you need to be for it worth it to find a financial advisor?
Do you need a lot of money in order for it to make sense for you to hire a financial advisor? This is a question that a Reddit user is currently trying to answer…
We’re on track for $15 million net worth in a few years, but spend $700K annually – is that excessive?
A Reddit user is trying to figure out if his spending is out of bounds. Considering that he spends $700,000 per year, it may seem at first glance like the answer to that is…
Our mortgage eats one full paycheck and our portfolio’s sinking – how are others handling this market?
Ever since tariff policies were announced in early April, the stock market has been going wild. Many people’s portfolios are down year to date, and it’s making a lot of investors anxious. In…
With a potential 8-10% total return, should we keep our current home as a rental or sell and reinvest the equity?
It’s a tough choice faced by many homeowners with the desire to relocate: should one sell the old home at market prices or keep it as a rental property? Indeed, crunching the numbers to…
I want to retire soon and own a single stock is worth millions – should I cash it all out or hold on for my kids’ step-up basis?
Buying stocks is one of the best ways to build long-term wealth. You don’t have to manage the asset like you would with real estate, and it can appreciate significantly in the long run.…
3 Changes to the 401(k) Laws Congress Should Make – But Probably Won’t
Whether you’re close to retirement or considering how many more years of work you have left, it’s always a good time to ensure your 401(k) is healthy. For most people, a 401(k) account will…
I make $9,000 a month and followed most of Dave Ramsey’s advice – except I took a 30-year mortgage
When it comes to deciding how to best navigate financial advice, there are a host of voices you can listen to. One such voice is that of Dave Ramsey, whose podcast and social media…
I’m about to retire but shocked by how much parents spend on college tuition – am I underestimating costs for my kids?
One of the biggest questions facing parents all over the country (and the world) is how to save so you can send children to college. Whether it’s one child or multiple, there is no…
Why I Decided Against Dumping My Retirement Savings into VTI/VOO
For many passive investors and prospective early retirees, it’s as simple as plowing as much of one’s cash into an ETF (Exchange-Traded Fund) that mirrors the S&P 500 or the total U.S. stock market.…
I’m a Dave Ramsey follower but didn’t do a 15-year mortgage – was choosing flexibility over speed a bad call?
A home is one of the biggest purchases you’ll probably ever make. So it’s important to make sure that purchase is affordable to you. And the method you use to finance your home…
I have enough money coming to buy a house and pay for college at 19 – should I help my struggling family instead?
It’s unfortunate that as soon as the subject of an inheritance comes up around family, it can be incredibly problematic. The truth is that there are far more stories of families fighting about inheritance…
Dave Ramsey inspired us to budget for the first time after 17 years – we just paid off our mortgage
A Reddit user has hit a major financial milestone, and he says he has Dave Ramsey to thank for it. The Redditor explained that he and his wife listened to a lot of Dave…
At 29, I’m Saving $46k from a $113k Household Income—Am I on Track for Financial Freedom?
A 29-year-old Reddit user is eager to achieve financial independence, so he’s saving a good portion of his income — but he wants to know if it is enough. Specifically, he’s 29 years old…