One of the biggest concerns facing every American is the rise of insurance costs and premiums. Whether it’s auto, home, or health insurance, costs only seem to be going in one direction and these…
When money is tight, it’s natural to worry about spending it. And it’s always a good idea to live on a budget so you can ensure that you’re able to cover your expenses…
Many people dream of owning a second home. And it’s certainly a nice luxury if you can swing it. But owning a primary home is a big expense as it is. Adding a…
Tim Ferris, lifestyle guru and author best-known for the 4-Hour self-help books, has a ton of wisdom to share through his New York Times bestsellers. The 4-Hour Work Week is one of my personal…
A Reddit user has $3 million saved for retirement at just 43 years of age, but he isn’t happy with his financial situation despite his success. He explained that he’s constantly afraid of losing…
Retiring can be an exciting thing, but also, a scary one. After all, you’re giving up a steady paycheck and are agreeing to live off of the money you’ve saved — however much…
A 27-year-old Reddit user posted recently to share his financial success. He explained that he had hit his first $100K in non-retirement assets. Part of this was from savings, but he had also made…
A Reddit user with $3.5 million invested is considering either a sabbatical or a career pivot. The Redditor said he is 33 years old and has worked in finance for 10 years. He makes…
Among Americans in their 70s, the median 401(k) balance is just $86,301 while the average is $393,826, according to Empower. That’s a far cry from $10 million. Still, there is a lot of emphasis…
Listening to Dave Ramsey can be pretty good for your wealth. Indeed, Ramsey is known to express his true thoughts and blunt reactions to financial situations his callers get into without adding any sweetener.…
It can be tempting for fairly young financial overachievers to spend all the cash flows that are coming in. Undoubtedly, if you’re still in the earlier years of your career, your prime earnings years…
In the course of planning for retirement, there are different sources of income you may be able to count on. If you’re contributing to your company’s 401(k), for example, withdrawals from that plan can…
Once you retire, it’s a good idea to continue investing. You don’t want to convert all of your assets into cash, because you may not earn a high enough return on your money…
The good news is that if you are in a position where you can spend $170,000 annually as just your expenses, you’ve probably made it in life. There is also no question that we…
Social Security is a program that millions of retired seniors depend on heavily. Because of this, it’s important to stay apprised of changes to it — whether you’re no longer working or have…