5. BMW 4 Series 2dr
> Annual average cost to insurer: $1,485
> Annual average collision cost to insurer: $735
> Type: Midsize luxury car
> Current model retail price: $44,800 – $53,200
4. Mitsubishi Lancer
> Annual average cost to insurer: $1,556
> Annual average collision cost to insurer: $602
> Type: Small four-door
> Current model retail price: $9,995 – $15,499
3. Mercedes-Benz S-Class 4dr LWB
> Annual average cost to insurer: $1,783
> Annual average collision cost to insurer: $876
> Type: Very large luxury car
> Current model retail price: $89,900 – $229,500
2. Tesla Model S 4dr Electric 4WD
> Annual average cost to insurer: $1,866
> Annual average collision cost to insurer: $1,291
> Type: Large luxury car
> Current model retail price: $71,000
1. Tesla Model X 4dr Electric 4WD
> Annual average cost to insurer: $1,909
> Annual average collision cost to insurer: $1,328
> Type: Large luxury SUV
> Current model retail price: $87,000