What It Costs to Retire Comfortably in Every State

5. Massachusetts
> Estimated total retirement spending: $1,169,877
> Avg. cost of living: 7.4% more than avg. (5th highest)
> Typical monthly housing costs, 65 and older pop.: $1,915 w/ mortgage; $803 w/o mortgage
> Avg. life expectancy at age 65: age 84.9 (7th highest)
> Population 65 and older: 17.0% (25th highest)

4. New Jersey
> Estimated total retirement spending: $1,210,393
> Avg. cost of living: 11.2% more than avg. (2nd highest)
> Typical monthly housing costs, 65 and older pop.: $2,074 w/ mortgage; $1,017 w/o mortgage
> Avg. life expectancy at age 65: age 84.9 (7th highest)
> Population 65 and older: 16.6% (21st lowest)

3. New York
> Estimated total retirement spending: $1,218,129
> Avg. cost of living: 10.2% more than avg. (4th highest)
> Typical monthly housing costs, 65 and older pop.: $1,911 w/ mortgage; $766 w/o mortgage
> Avg. life expectancy at age 65: age 85.2 (4th highest)
> Population 65 and older: 16.9% (25th lowest)

2. California
> Estimated total retirement spending: $1,226,026
> Avg. cost of living: 10.4% more than avg. (3rd highest)
> Typical monthly housing costs, 65 and older pop.: $2,048 w/ mortgage; $588 w/o mortgage
> Avg. life expectancy at age 65: age 85.3 (2nd highest)
> Population 65 and older: 14.8% (6th lowest)

1. Hawaii
> Estimated total retirement spending: $1,292,872
> Avg. cost of living: 12.0% more than avg. (the highest)
> Typical monthly housing costs, 65 and older pop.: $2,187 w/ mortgage; $534 w/o mortgage
> Avg. life expectancy at age 65: age 86.1 (the highest)
> Population 65 and older: 19.0% (7th highest)