Personal Finance Articles

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5551 Articles

David Beren | Apr 13, 2026 at 10:32 AM EDT

I’ve Always Paid with a Debit Card, But Is a Credit Card Better?

Trying to decide how to pay for everyday purchases can be a real challenge, especially when you have options like…

Ian Cooper | Apr 13, 2026 at 10:24 AM EDT

My wife wants us to retire at 65 to get Medicare. But I want to retire now at 62 so we can enjoy life. Who is right?

Three years sounds like a small gap until you price out what it costs to bridge it without Medicare. For…

Ian Cooper | Apr 13, 2026 at 10:23 AM EDT

At 56 With a Strong Portfolio, Should You Sell Half Before the Economy Tanks?

At 56, with savings on track and retirement roughly a decade away, you’re in one of the most psychologically uncomfortable…

Ian Cooper | Apr 13, 2026 at 10:21 AM EDT

We’re 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

A couple at 65 with $3.9 million saved has reached a position most Americans never achieve. The question is whether…

Gerelyn Terzo | Apr 13, 2026 at 10:15 AM EDT

Thousands of High Earners Are Losing $2,500 Per Year to This Hidden IRA Tax Trap

Every year, thousands of high earners follow the same advice: make a non-deductible traditional IRA contribution and immediately convert it…

Gerelyn Terzo | Apr 13, 2026 at 10:14 AM EDT

The Pro-Rata Rule That Blindsides High-Income Backdoor Roth Converters

High earners who execute the backdoor Roth IRA correctly still generate an unnecessary tax bill through one specific timing error.…

David Beren | Apr 13, 2026 at 10:05 AM EDT

Why Ophthalmologists and Other High-Earning Specialists Are Combining Two Plans to Shelter Over $100,000 a Year

A self-employed ophthalmologist in her late 50s earning $500,000 a year from her private practice can legally shelter more than…

Christy Bieber | Apr 13, 2026 at 10:03 AM EDT

How a 401(k) Helps Your Social Security Benefits Go Further

Maximizing your Social Security benefits is one of the smartest moves you can make due to some special features these…

Maurie Backman | Apr 13, 2026 at 9:55 AM EDT

Social Security COLA Watch: Here’s How the Latest CPI Data Could Impact Next Year’s Raise

If you’ve been paying attention at the pump, you may be aware that gas prices are soaring these days…

Drew Wood | Apr 13, 2026 at 9:50 AM EDT

A $750,000 Portfolio That Throws Off $51,000 in Dividends

A $750,000 portfolio generating $51,000 a year in dividends requires a blended yield of roughly 6.8% across your holdings. Whether…

Carl Sullivan | Apr 13, 2026 at 9:50 AM EDT

Clark Howard Says Dump Your Coverdell ESA for a 529 Plan: Here’s Why

Many parents and grandparents wanting to save for children’s education have heard of 529 college-savings plans. But did you know…

Carl Sullivan | Apr 13, 2026 at 9:49 AM EDT

Why Dave Ramsey Says You’ll Never Build Wealth While Making Car Payments

“I have never met someone that became a millionaire when they owned cars with payments,” financial host Dave Ramsey recently…

David Beren | Apr 13, 2026 at 9:39 AM EDT

Retirees With Over $800,000 in a Traditional 401(k) Are Being Warned About This Social Security Clawback

A traditional 401(k) balance of $800,000 looks like a retirement success story, and at age 75, with Social Security coming…

Drew Wood | Apr 13, 2026 at 8:51 AM EDT

Retire on $100,000 a Year Without Ever Selling a Single Share

A $100,000 annual income is the target millions of Americans aim for in retirement: enough to cover housing, healthcare, travel,…

Drew Wood | Apr 13, 2026 at 8:37 AM EDT

How to Pull $55,000 a Year Out of an $850,000 Brokerage Account

An $850,000 brokerage account sounds like a lot of money until you do the math on what it actually pays.…

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Personal Finance Articles

All Personal Finance Articles

I’ve Always Paid with a Debit Card, But Is a Credit Card Better?

My wife wants us to retire at 65 to get Medicare. But I want to retire now at 62 so we can enjoy life. Who is right?

At 56 With a Strong Portfolio, Should You Sell Half Before the Economy Tanks?

We’re 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

Thousands of High Earners Are Losing $2,500 Per Year to This Hidden IRA Tax Trap

The Pro-Rata Rule That Blindsides High-Income Backdoor Roth Converters

Why Ophthalmologists and Other High-Earning Specialists Are Combining Two Plans to Shelter Over $100,000 a Year

How a 401(k) Helps Your Social Security Benefits Go Further

Social Security COLA Watch: Here’s How the Latest CPI Data Could Impact Next Year’s Raise

A $750,000 Portfolio That Throws Off $51,000 in Dividends

Clark Howard Says Dump Your Coverdell ESA for a 529 Plan: Here’s Why

Why Dave Ramsey Says You’ll Never Build Wealth While Making Car Payments

Retirees With Over $800,000 in a Traditional 401(k) Are Being Warned About This Social Security Clawback

Retire on $100,000 a Year Without Ever Selling a Single Share

How to Pull $55,000 a Year Out of an $850,000 Brokerage Account

He Retired at 55 With $1.2 Million in His 401(k). One Routine Paperwork Move Would Have Locked It All Up for Years

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

Chief Economic Adviser: “There Is No Way” the Bond Market Can Fund the AI Boom Without Higher Yields

He Retired at 55 With $1.2 Million in His 401(k). One Routine Paperwork Move Would Have Locked It All Up for Years

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

He Retired at 55 With $1.2 Million in His 401(k). One Routine Paperwork Move Would Have Locked It All Up for Years

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

Personal Finance Articles

All Personal Finance Articles

I’ve Always Paid with a Debit Card, But Is a Credit Card Better?

My wife wants us to retire at 65 to get Medicare. But I want to retire now at 62 so we can enjoy life. Who is right?

At 56 With a Strong Portfolio, Should You Sell Half Before the Economy Tanks?

We’re 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

Thousands of High Earners Are Losing $2,500 Per Year to This Hidden IRA Tax Trap

The Pro-Rata Rule That Blindsides High-Income Backdoor Roth Converters

Why Ophthalmologists and Other High-Earning Specialists Are Combining Two Plans to Shelter Over $100,000 a Year

How a 401(k) Helps Your Social Security Benefits Go Further

Social Security COLA Watch: Here’s How the Latest CPI Data Could Impact Next Year’s Raise

A $750,000 Portfolio That Throws Off $51,000 in Dividends

Clark Howard Says Dump Your Coverdell ESA for a 529 Plan: Here’s Why

Why Dave Ramsey Says You’ll Never Build Wealth While Making Car Payments

Retirees With Over $800,000 in a Traditional 401(k) Are Being Warned About This Social Security Clawback

Retire on $100,000 a Year Without Ever Selling a Single Share

How to Pull $55,000 a Year Out of an $850,000 Brokerage Account

He Retired at 55 With $1.2 Million in His 401(k). One Routine Paperwork Move Would Have Locked It All Up for Years

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

Chief Economic Adviser: “There Is No Way” the Bond Market Can Fund the AI Boom Without Higher Yields

Featured Reads

He Retired at 55 With $1.2 Million in His 401(k). One Routine Paperwork Move Would Have Locked It All Up for Years

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64