Personal Finance Articles

All Personal Finance Articles

4606 Articles

Drew Wood | May 29, 2026 at 5:37 AM EDT

It’s Possible to Retire on Social Security Alone in Knoxville. Here’s How.

A 58-year-old wants to retire to Knoxville to be near his daughter and son-in-law, who settled in Tennessee after college.…

Drew Wood | May 29, 2026 at 5:12 AM EDT

Can Dividends Replace a $110,000 Salary? Sure, But Here’s What You Need Invested

Replacing a $110,000 salary entirely through portfolio income is a math problem before it becomes an investment problem. On a…

David Beren | May 28, 2026 at 8:14 PM EDT

The Single Year of Roth Conversion That Saved a 64-Year-Old $312,000 Over a 20-Year Retirement

The setup: one quiet tax year before Social Security and Medicare lock in A 64-year-old single retiree wrapped up her…

Carl Sullivan | May 28, 2026 at 5:23 PM EDT

58-Year-Old Just Inherited $1.2M IRA. One Wrong Move Could Cost Her $310K in Taxes

A 58-year-old marketing director earning $245,000 just inherited a $1.2 million traditional IRA from her father, who died in 2026…

David Beren | May 28, 2026 at 4:19 PM EDT

The $920,000 Roth IRA Trap: Why Buying Real Estate Inside Your Retirement Account Usually Backfires

A 64-year-old couple sitting on a $920,000 Roth IRA was pitched a strategy that sounds almost too good to be…

David Beren | May 28, 2026 at 2:14 PM EDT

The Roth Conversion Mistake That Cost an Early Retiree Couple $86,400 in ACA Premium Tax Credits Before They Realized They Lost the Subsidy

Roth conversions look like free money on a spreadsheet: pay tax now at a lower bracket, never pay tax on…

Carl Sullivan | May 28, 2026 at 2:13 PM EDT

Tax Bomb: Employer Stock Inside $4.2M 401(k) Could Cost Dearly

A senior director at a public mega-cap company is wrapping up her career at age 61. Her 401(k) sits at…

Carl Sullivan | May 28, 2026 at 1:12 PM EDT

$750,000 Annuity Locks In $4,200 a Month for Life, but Gives Up $610,000 Inheritance

The pitch sounds clean. Hand an insurance company $750,000 and receive $4,200 a month for life, regardless of what the…

Danielle Liverance | May 28, 2026 at 12:31 PM EDT

I’m 40, just divorced with $85,000 income and nothing saved. Can I really become a multimillionaire by 65?

A recently divorced caller phoned Ramsey Everyday Millionaires with a familiar mid-life math problem: 21 years of marriage gone, $85,000…

Ian Cooper | May 28, 2026 at 12:07 PM EDT

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

A $100,000 portfolio throwing off $750 a month answers the retirement income question. The math is unforgiving: $9,000 a year…

Ian Cooper | May 28, 2026 at 11:35 AM EDT

Florida Retirees Face $10,000 Annual Insurance Shock: The New Hidden Cost of Coastal Retirement

The retiree who paid off the house to lock in low costs in retirement is now watching property insurance behave…

Drew Wood | May 28, 2026 at 11:32 AM EDT

How Much Does This Dentist Need Invested to Replace $150,000 a Year With Dividends?

Replacing a dentist’s $150,000 salary entirely with dividend income is a goal that lands squarely in high-earner territory, anchoring a…

Danielle Liverance | May 28, 2026 at 11:31 AM EDT

I Spent $100K Fighting My Ex and Now My Boyfriend Wants to Support Me: Should I Let Him?

A single mother who already burned $100,000 on legal and travel expenses fighting her daughter’s father called into The Ramsey…

Ian Cooper | May 28, 2026 at 11:14 AM EDT

A 64-Year-Old Selling a Family Business for $3.2 Million Faces a $740,000 Capital Gains Tax Bill Without Planning

Selling a business you spent 30 years building should feel like a finish line. For a 64-year-old California owner cashing…

Ian Cooper | May 28, 2026 at 11:13 AM EDT

The Hidden $20,000 IRMAA Cliff a Retired Couple Walked Into After One Roth Conversion in the Wrong Year

Linda and Mark retired at 64 with a clean plan: convert a chunk of their traditional IRA to a Roth…

1 … 15 16 17 18 19 … 308

Personal Finance Articles

All Personal Finance Articles

It’s Possible to Retire on Social Security Alone in Knoxville. Here’s How.

Can Dividends Replace a $110,000 Salary? Sure, But Here’s What You Need Invested

The Single Year of Roth Conversion That Saved a 64-Year-Old $312,000 Over a 20-Year Retirement

58-Year-Old Just Inherited $1.2M IRA. One Wrong Move Could Cost Her $310K in Taxes

The $920,000 Roth IRA Trap: Why Buying Real Estate Inside Your Retirement Account Usually Backfires

The Roth Conversion Mistake That Cost an Early Retiree Couple $86,400 in ACA Premium Tax Credits Before They Realized They Lost the Subsidy

Tax Bomb: Employer Stock Inside $4.2M 401(k) Could Cost Dearly

$750,000 Annuity Locks In $4,200 a Month for Life, but Gives Up $610,000 Inheritance

I’m 40, just divorced with $85,000 income and nothing saved. Can I really become a multimillionaire by 65?

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

Florida Retirees Face $10,000 Annual Insurance Shock: The New Hidden Cost of Coastal Retirement

How Much Does This Dentist Need Invested to Replace $150,000 a Year With Dividends?

I Spent $100K Fighting My Ex and Now My Boyfriend Wants to Support Me: Should I Let Him?

A 64-Year-Old Selling a Family Business for $3.2 Million Faces a $740,000 Capital Gains Tax Bill Without Planning

The Hidden $20,000 IRMAA Cliff a Retired Couple Walked Into After One Roth Conversion in the Wrong Year

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

History Says This Unstoppable Dow Juggernaut Is a No-Brainer Buy Right Now

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

The $1,847 Monthly Survivor Benefit Most Widows Leave on the Table by Filing at the Wrong Age

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

Personal Finance Articles

All Personal Finance Articles

It’s Possible to Retire on Social Security Alone in Knoxville. Here’s How.

Can Dividends Replace a $110,000 Salary? Sure, But Here’s What You Need Invested

The Single Year of Roth Conversion That Saved a 64-Year-Old $312,000 Over a 20-Year Retirement

58-Year-Old Just Inherited $1.2M IRA. One Wrong Move Could Cost Her $310K in Taxes

The $920,000 Roth IRA Trap: Why Buying Real Estate Inside Your Retirement Account Usually Backfires

The Roth Conversion Mistake That Cost an Early Retiree Couple $86,400 in ACA Premium Tax Credits Before They Realized They Lost the Subsidy

Tax Bomb: Employer Stock Inside $4.2M 401(k) Could Cost Dearly

$750,000 Annuity Locks In $4,200 a Month for Life, but Gives Up $610,000 Inheritance

I’m 40, just divorced with $85,000 income and nothing saved. Can I really become a multimillionaire by 65?

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

Florida Retirees Face $10,000 Annual Insurance Shock: The New Hidden Cost of Coastal Retirement

How Much Does This Dentist Need Invested to Replace $150,000 a Year With Dividends?

I Spent $100K Fighting My Ex and Now My Boyfriend Wants to Support Me: Should I Let Him?

A 64-Year-Old Selling a Family Business for $3.2 Million Faces a $740,000 Capital Gains Tax Bill Without Planning

The Hidden $20,000 IRMAA Cliff a Retired Couple Walked Into After One Roth Conversion in the Wrong Year

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

History Says This Unstoppable Dow Juggernaut Is a No-Brainer Buy Right Now

Featured Reads

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

The $1,847 Monthly Survivor Benefit Most Widows Leave on the Table by Filing at the Wrong Age