Personal Finance Articles

All Personal Finance Articles

5640 Articles

Michael Williams | 15 hours ago

I’m 66 with only $10k saved and no pension. Dave Ramsey mapped out how I can own a house and build $350k by 76

At 66 with almost nothing saved, Mary called Dave Ramsey expecting bad news, but the plan he built for her…

Michael Williams | 15 hours ago

Your $5 Copay Depends on One Word: ‘Preferred.’ Pharmacy Networks Reshuffle Every January

One word buried in your Medicare plan's network directory can quietly multiply your prescription copay overnight, and most enrollees never…

Marc Guberti | 16 hours ago

The $1.6 Million 401(k) Strategy That Beats Waiting: Spend First, Let Social Security Compound to 70

Most retirees treat their 401(k) and Social Security as a pair of levers to pull together, but a growing number…

David Beren | 17 hours ago

A 70-Year-Old With $600,000 Delays Social Security for the 8% Bonus, and Walks Into a Bigger RMD

Waiting until 70 to claim Social Security locks in a guaranteed 8% annual credit, but the same decision quietly inflates…

David Beren | 17 hours ago

IRMAA Isn’t a Tax, but a Retired Couple Can Pay $8,000+ a Year Extra for the Same Medicare

Medicare charges higher-income retirees the same coverage at a dramatically higher price, and the rules for who gets hit follow…

Maurie Backman | 18 hours ago

Social Security Has a $160 Billion Problem Congress Needs to Fix

Social Security's trust funds are burning through reserves faster than most retirees realize, and the window for Congress to act…

Maurie Backman | 18 hours ago

3 Reasons Your Social Security Check Isn’t What You Expected

That first Social Security check is supposed to feel like a reward, so discovering it falls short of what you…

Gerelyn Terzo | 18 hours ago

She Inherited $100,000 at 70 With Almost Nothing Saved. Here’s How to Turn It Into Lifetime Income Alongside Social Security.

A common story with an uncommon answer Picture a woman who just turned 70. She still works an hourly job,…

Drew Wood | 18 hours ago

The Portfolio That Pays All Your Car Repairs For Life

Few things ruin a Saturday morning faster than the words “your timing chain is going.” Car repair bills arrive unannounced,…

Maurie Backman | 19 hours ago

The Average Social Security Benefit at 62 Vs 70 May Surprise You

The gap between what the average 62-year-old and 70-year-old collect from Social Security each month is far wider than most…

David Beren | 19 hours ago

Between Your Last Paycheck and Your First RMD Sits the Lowest Tax Rate You’ll Ever See

Most retirees walk right through the lowest tax window of their adult lives without realizing it is open, and once…

Maurie Backman | 20 hours ago

These Retirees Are Looking at $4,152 in Social Security. Could You Be 1 of Them?

The math behind Social Security's top retirement payout is stricter than most people expect, and a six-figure salary might not…

Maurie Backman | 21 hours ago

Some Retirees Get $62,172 a Year in Social Security. Here’s How

A small group of retirees collects a Social Security check that dwarfs what most Americans ever see, and the rules…

Gerelyn Terzo | 22 hours ago

She Moved to Vermont to Be Near the Grandkids. Now Her New State Taxes Her Social Security Check.

A 68-year-old widow spent her career in a no-income-tax state, sold the family home after her husband passed, and moved…

Marc Guberti | 22 hours ago

High Earners Lose $1,900 in 401(k) Tax Breaks: The HSA Strategy That Replaces It

SECURE 2.0 just stripped a quietly relied-upon tax break from high earners in their peak earning years, and the people…

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Personal Finance Articles

All Personal Finance Articles

I’m 66 with only $10k saved and no pension. Dave Ramsey mapped out how I can own a house and build $350k by 76

Your $5 Copay Depends on One Word: ‘Preferred.’ Pharmacy Networks Reshuffle Every January

The $1.6 Million 401(k) Strategy That Beats Waiting: Spend First, Let Social Security Compound to 70

A 70-Year-Old With $600,000 Delays Social Security for the 8% Bonus, and Walks Into a Bigger RMD

IRMAA Isn’t a Tax, but a Retired Couple Can Pay $8,000+ a Year Extra for the Same Medicare

Social Security Has a $160 Billion Problem Congress Needs to Fix

3 Reasons Your Social Security Check Isn’t What You Expected

She Inherited $100,000 at 70 With Almost Nothing Saved. Here’s How to Turn It Into Lifetime Income Alongside Social Security.

The Portfolio That Pays All Your Car Repairs For Life

The Average Social Security Benefit at 62 Vs 70 May Surprise You

Between Your Last Paycheck and Your First RMD Sits the Lowest Tax Rate You’ll Ever See

These Retirees Are Looking at $4,152 in Social Security. Could You Be 1 of Them?

Some Retirees Get $62,172 a Year in Social Security. Here’s How

She Moved to Vermont to Be Near the Grandkids. Now Her New State Taxes Her Social Security Check.

High Earners Lose $1,900 in 401(k) Tax Breaks: The HSA Strategy That Replaces It

Boomers Swear by These High-Yield 5% and More Kings They Can Buy and Hold Forever

3 Stocks Smart Investors Are Buying in July

How MicroStrategy Lost Reddit’s Retail Investors in Weeks

Colorado Just Ranked Among the Worst States in America for Cost of Living. For Retirees on Social Security, That Changes the Math.

Growing an Income Tree: From $27,000 to $66,000

Boomers Swear by These High-Yield 5% and More Kings They Can Buy and Hold Forever

3 Stocks Smart Investors Are Buying in July

Personal Finance Articles

All Personal Finance Articles

I’m 66 with only $10k saved and no pension. Dave Ramsey mapped out how I can own a house and build $350k by 76

Your $5 Copay Depends on One Word: ‘Preferred.’ Pharmacy Networks Reshuffle Every January

The $1.6 Million 401(k) Strategy That Beats Waiting: Spend First, Let Social Security Compound to 70

A 70-Year-Old With $600,000 Delays Social Security for the 8% Bonus, and Walks Into a Bigger RMD

IRMAA Isn’t a Tax, but a Retired Couple Can Pay $8,000+ a Year Extra for the Same Medicare

Social Security Has a $160 Billion Problem Congress Needs to Fix

3 Reasons Your Social Security Check Isn’t What You Expected

She Inherited $100,000 at 70 With Almost Nothing Saved. Here’s How to Turn It Into Lifetime Income Alongside Social Security.

The Portfolio That Pays All Your Car Repairs For Life

The Average Social Security Benefit at 62 Vs 70 May Surprise You

Between Your Last Paycheck and Your First RMD Sits the Lowest Tax Rate You’ll Ever See

These Retirees Are Looking at $4,152 in Social Security. Could You Be 1 of Them?

Some Retirees Get $62,172 a Year in Social Security. Here’s How

She Moved to Vermont to Be Near the Grandkids. Now Her New State Taxes Her Social Security Check.

High Earners Lose $1,900 in 401(k) Tax Breaks: The HSA Strategy That Replaces It

Boomers Swear by These High-Yield 5% and More Kings They Can Buy and Hold Forever

3 Stocks Smart Investors Are Buying in July

How MicroStrategy Lost Reddit’s Retail Investors in Weeks

Featured Reads

Colorado Just Ranked Among the Worst States in America for Cost of Living. For Retirees on Social Security, That Changes the Math.

Growing an Income Tree: From $27,000 to $66,000