Personal Finance Articles

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5745 Articles

Maurie Backman | Jul 19, 2026 at 1:42 PM EDT

3 Social Security Birthdays That Decide the Size of Your Check

The age you choose to file for Social Security can mean the difference between a comfortable retirement and scrambling to…

Gerelyn Terzo | Jul 19, 2026 at 1:00 PM EDT

He Lost His White-Collar Job at 54. A $100K Shipbuilding Trade Could Rebuild More Than His Income, It Could Boost His Social Security.

A corporate layoff at 54 sounds like a financial disaster, but a surprising move in the trades could do something…

Maurie Backman | Jul 19, 2026 at 12:41 PM EDT

Social Security Cuts of 22% Could Cost the Average Retiree $458 a Year

Social Security going bankrupt is a myth, but the real threat to your retirement income is quietly building toward a…

Marc Guberti | Jul 19, 2026 at 11:58 AM EDT

A $1.4 Million 401(k) Just Quietly Pushed 85% of This Couple’s Social Security Into Taxes

Two outdated tax thresholds written decades ago, never adjusted for inflation, can silently redirect tens of thousands of dollars from…

David Beren | Jul 19, 2026 at 11:40 AM EDT

The Average 401(k) Is $148,153. The Median Is $38,176. One of Those Numbers Is Misleading You.

Most workers benchmark their retirement savings against a single number published every year, and most workers pick the wrong one.…

Maurie Backman | Jul 19, 2026 at 11:40 AM EDT

Divorced? You May Be Owed Up to 50% of Your Ex’s Social Security

Your divorce may have ended the marriage, but your ex-spouse's Social Security record could still play a major role in…

Drew Wood | Jul 19, 2026 at 11:07 AM EDT

Take a $15,000 Income Cut Today. Gain a $55,000 Raise Tomorrow.

Most retirees chase the bigger check and never realize the smaller one could eventually pay them twice as much. The…

David Beren | Jul 19, 2026 at 10:37 AM EDT

The Average Inherited IRA Comes With a 10-Year Fuse. Year One Is When Heirs Make the Big Mistake.

Most heirs look at a six-figure inherited IRA and see a windfall, but the decision made in the first twelve…

Gerelyn Terzo | Jul 19, 2026 at 10:04 AM EDT

Social Security Was Built to Favor Lower Earners. A Widening Longevity Gap Quietly Hands the Edge Back to the Wealthy.

Social Security's formula hands lower earners a bigger monthly check, yet a hidden force works against that advantage every single…

Drew Wood | Jul 19, 2026 at 9:06 AM EDT

Would You Rather Earn $55,000 Today or $110,000 in 20 Years?

A portfolio paying $55,000 this year feels useful today, but inflation has a way of quietly making that same paycheck…

Gerelyn Terzo | Jul 19, 2026 at 7:09 AM EDT

IBM Just Had the Worst Crash in Its 115-Year History. For the Retiree Who Treated It as a Safe Dividend Anchor, That’s the Real Lesson.

IBM just handed retirees a lesson they never expected from one of the most storied dividend payers in market history,…

Drew Wood | Jul 19, 2026 at 7:00 AM EDT

From a $38,000 Income to $84,000 Without Investing Another Dollar

Most investors chase the biggest dividend check they can find today, but that instinct quietly sabotages the income they could…

Gerelyn Terzo | Jul 19, 2026 at 6:03 AM EDT

The IPO Window Just Reopened. For a Retiree Living on Social Security, the “Next Big IPO” Is the Wrong Place to Reach for Income.

When the IPO calendar floods with splashy new tickers, even cautious retirees feel the pull to chase a catch-up trade.…

Drew Wood | Jul 19, 2026 at 5:12 AM EDT

The Portfolio That Lets You Ignore Inflation

Headline inflation keeps rising faster than Social Security adjustments, quietly shrinking what retirement actually buys. A small, dedicated portfolio sleeve…

Marc Guberti | Jul 18, 2026 at 9:43 PM EDT

The RMD Tax Trap Hiding in Your $2 Million 401(k): How to Avoid the IRMAA Surcharge Two Years Later

A $2.1 million 401(k) looks like financial security until the mandatory withdrawal triggers a tax cascade that reaches two years…

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Personal Finance Articles

All Personal Finance Articles

3 Social Security Birthdays That Decide the Size of Your Check

He Lost His White-Collar Job at 54. A $100K Shipbuilding Trade Could Rebuild More Than His Income, It Could Boost His Social Security.

Social Security Cuts of 22% Could Cost the Average Retiree $458 a Year

A $1.4 Million 401(k) Just Quietly Pushed 85% of This Couple’s Social Security Into Taxes

The Average 401(k) Is $148,153. The Median Is $38,176. One of Those Numbers Is Misleading You.

Divorced? You May Be Owed Up to 50% of Your Ex’s Social Security

Take a $15,000 Income Cut Today. Gain a $55,000 Raise Tomorrow.

The Average Inherited IRA Comes With a 10-Year Fuse. Year One Is When Heirs Make the Big Mistake.

Social Security Was Built to Favor Lower Earners. A Widening Longevity Gap Quietly Hands the Edge Back to the Wealthy.

Would You Rather Earn $55,000 Today or $110,000 in 20 Years?

IBM Just Had the Worst Crash in Its 115-Year History. For the Retiree Who Treated It as a Safe Dividend Anchor, That’s the Real Lesson.

From a $38,000 Income to $84,000 Without Investing Another Dollar

The IPO Window Just Reopened. For a Retiree Living on Social Security, the “Next Big IPO” Is the Wrong Place to Reach for Income.

The Portfolio That Lets You Ignore Inflation

The RMD Tax Trap Hiding in Your $2 Million 401(k): How to Avoid the IRMAA Surcharge Two Years Later

The $850 Social Security Decision You Need to Make Carefully

The Real Cost of Retiring in Hawaii on Nothing but a Single Pension

He Turned 50, Walked Off the Job, and Tapped His $900,000 401(k) With Zero Penalty. The Age Rule Written for One Kind of Worker

The $850 Social Security Decision You Need to Make Carefully

The Real Cost of Retiring in Hawaii on Nothing but a Single Pension

Looking Beyond Nvidia? This Mid-Cap ETF Could Benefit from AI’s Next Growth Phase

The $850 Social Security Decision You Need to Make Carefully

Personal Finance Articles

All Personal Finance Articles

3 Social Security Birthdays That Decide the Size of Your Check

He Lost His White-Collar Job at 54. A $100K Shipbuilding Trade Could Rebuild More Than His Income, It Could Boost His Social Security.

Social Security Cuts of 22% Could Cost the Average Retiree $458 a Year

A $1.4 Million 401(k) Just Quietly Pushed 85% of This Couple’s Social Security Into Taxes

The Average 401(k) Is $148,153. The Median Is $38,176. One of Those Numbers Is Misleading You.

Divorced? You May Be Owed Up to 50% of Your Ex’s Social Security

Take a $15,000 Income Cut Today. Gain a $55,000 Raise Tomorrow.

The Average Inherited IRA Comes With a 10-Year Fuse. Year One Is When Heirs Make the Big Mistake.

Social Security Was Built to Favor Lower Earners. A Widening Longevity Gap Quietly Hands the Edge Back to the Wealthy.

Would You Rather Earn $55,000 Today or $110,000 in 20 Years?

IBM Just Had the Worst Crash in Its 115-Year History. For the Retiree Who Treated It as a Safe Dividend Anchor, That’s the Real Lesson.

From a $38,000 Income to $84,000 Without Investing Another Dollar

The IPO Window Just Reopened. For a Retiree Living on Social Security, the “Next Big IPO” Is the Wrong Place to Reach for Income.

The Portfolio That Lets You Ignore Inflation

The RMD Tax Trap Hiding in Your $2 Million 401(k): How to Avoid the IRMAA Surcharge Two Years Later

The $850 Social Security Decision You Need to Make Carefully

The Real Cost of Retiring in Hawaii on Nothing but a Single Pension

He Turned 50, Walked Off the Job, and Tapped His $900,000 401(k) With Zero Penalty. The Age Rule Written for One Kind of Worker

Featured Reads

The $850 Social Security Decision You Need to Make Carefully

The Real Cost of Retiring in Hawaii on Nothing but a Single Pension