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6483 Articles

David Beren | Jul 27, 2026 at 3:07 PM EDT

Miss Medicare Enrollment at 65 and the Penalty Isn’t a Fine. It’s a Higher Premium for Life.

Most people treat Medicare enrollment at 65 as a formality they can circle back to later. The federal government treats…

Gerelyn Terzo | Jul 27, 2026 at 3:03 PM EDT

He Enrolled in Medicare at 65. His 62-Year-Old Wife Lost Her Coverage the Same Week.

When a husband retires onto Medicare, his younger wife can lose her health coverage the same week, and the clock…

Gerelyn Terzo | Jul 27, 2026 at 2:04 PM EDT

He Ran Cash Jobs as a Plumber for 30 Years to Dodge Taxes. At 66, His Social Security Check Is Paying for It.

A plumber spent three decades keeping cash off the books, telling himself the IRS was the only one keeping score.…

Michael Williams | Jul 27, 2026 at 1:53 PM EDT

Why Paying Off $80K in Student Loans Could Cost You $500,000

A financial podcaster told a listener carrying $80,000 in student loans at 5.35% to stop aggressively paying them down, and…

Michael Williams | Jul 27, 2026 at 12:51 PM EDT

‘God Almighty, Joanna, Sell the Boat!’: Ramsey Show Hosts to Edmonton Caller With $193K Debt and $380K Income

A couple earning $380,000 a year called into the Ramsey Show drowning in six figures of consumer debt, and the…

Gerelyn Terzo | Jul 27, 2026 at 11:05 AM EDT

A Few States Let You Swap Medigap Every Birthday With No Health Questions. Yours Might Be One.

Most Medicare enrollees assume they are permanently locked into their Medigap plan once the enrollment window closes, leaving them helpless…

David Beren | Jul 27, 2026 at 10:20 AM EDT

The Medicare IRMAA Surcharge Can Add Thousands to Your Retirement Costs. Here’s How to Avoid It

A hidden Medicare surcharge blindsides thousands of retirees each year, and the income decisions you make today are already setting…

David Beren | Jul 27, 2026 at 10:03 AM EDT

The Average Retiree Owes $11,349 the Day They Retire: What 97% Carry Into Social Security, in Dollars

Most Americans picture retirement as the moment they finally get ahead, but a sweeping analysis of tens of thousands of…

Gerelyn Terzo | Jul 27, 2026 at 10:02 AM EDT

A Roofer at 61 Can’t Climb Anymore. Why Claiming Social Security at 62 Is the Right Call, Not the Mistake.

Three decades of roofing left his knees, shoulder, and back in ruins before his paycheck did, and now every piece…

Marc Guberti | Jul 27, 2026 at 9:10 AM EDT

Retiring at 62 With $1.6 Million in a 401(k)? Your Biggest Tax Problem Is 11 Years Away

Retiring at 62 with a seven-figure 401(k) feels like winning, but a clock started ticking the moment you left work,…

Gerelyn Terzo | Jul 27, 2026 at 8:02 AM EDT

The Grocery Cards and Dental Perks That Sold You on Advantage Are Quietly Shrinking in 2026

Your Medicare Advantage plan may still show a $0 premium, but the grocery card and dental allowance that made you…

AJ Tiarsmith | Jul 27, 2026 at 8:02 AM EDT

This Couple Built a $1.5 Million Net Worth, But Most of It Is Locked Away With Penalties Attached. They’re Stuck in the “Middle-Class Trap.”

Emily hesitates before buying strawberries, even though she and her husband have built a net worth approaching $1.5 million. The…

Gerelyn Terzo | Jul 27, 2026 at 7:02 AM EDT

He Sold His HVAC Business and Trucks in One Year. Two Years Later, Medicare Billed Him Like a Millionaire.

An HVAC contractor sold his business, paid his taxes, and booked a trip to Portugal. Two years later, Medicare sent…

Gerelyn Terzo | Jul 27, 2026 at 6:01 AM EDT

Texas Wants to Give Homeowners a Property Tax Break at 55. Could Your State Be Next?

A Texas proposal could make 55 the new 65 for property-tax relief, and the political forces driving it are already…

Marc Guberti | Jul 26, 2026 at 10:10 PM EDT

The $1.3 Million 401(k) Trap: Why Converting $130,000 at Once Costs $19,800 More Than It Should

Converting a 401(k) to a Roth sounds straightforward until the tax bill arrives and reveals a costly mistake hiding inside…

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Personal Finance Articles

All Personal Finance Articles

Miss Medicare Enrollment at 65 and the Penalty Isn’t a Fine. It’s a Higher Premium for Life.

He Enrolled in Medicare at 65. His 62-Year-Old Wife Lost Her Coverage the Same Week.

He Ran Cash Jobs as a Plumber for 30 Years to Dodge Taxes. At 66, His Social Security Check Is Paying for It.

Why Paying Off $80K in Student Loans Could Cost You $500,000

‘God Almighty, Joanna, Sell the Boat!’: Ramsey Show Hosts to Edmonton Caller With $193K Debt and $380K Income

A Few States Let You Swap Medigap Every Birthday With No Health Questions. Yours Might Be One.

The Medicare IRMAA Surcharge Can Add Thousands to Your Retirement Costs. Here’s How to Avoid It

The Average Retiree Owes $11,349 the Day They Retire: What 97% Carry Into Social Security, in Dollars

A Roofer at 61 Can’t Climb Anymore. Why Claiming Social Security at 62 Is the Right Call, Not the Mistake.

Retiring at 62 With $1.6 Million in a 401(k)? Your Biggest Tax Problem Is 11 Years Away

The Grocery Cards and Dental Perks That Sold You on Advantage Are Quietly Shrinking in 2026

This Couple Built a $1.5 Million Net Worth, But Most of It Is Locked Away With Penalties Attached. They’re Stuck in the “Middle-Class Trap.”

He Sold His HVAC Business and Trucks in One Year. Two Years Later, Medicare Billed Him Like a Millionaire.

Texas Wants to Give Homeowners a Property Tax Break at 55. Could Your State Be Next?

The $1.3 Million 401(k) Trap: Why Converting $130,000 at Once Costs $19,800 More Than It Should

At 62, This Farmer Found a Social Security Tax Break Hidden Inside His USDA Conservation Checks.

His IRA Cratered From $100,000 to $16,000. The RMD Still Came Due and Pulled Social Security Into the Tax Bill.

XRP vs Ethereum: Which Crypto Will Reach Its All-Time High First?

At 62, This Farmer Found a Social Security Tax Break Hidden Inside His USDA Conservation Checks.

His IRA Cratered From $100,000 to $16,000. The RMD Still Came Due and Pulled Social Security Into the Tax Bill.

At 62, This Farmer Found a Social Security Tax Break Hidden Inside His USDA Conservation Checks.

His IRA Cratered From $100,000 to $16,000. The RMD Still Came Due and Pulled Social Security Into the Tax Bill.

Personal Finance Articles

All Personal Finance Articles

Miss Medicare Enrollment at 65 and the Penalty Isn’t a Fine. It’s a Higher Premium for Life.

He Enrolled in Medicare at 65. His 62-Year-Old Wife Lost Her Coverage the Same Week.

He Ran Cash Jobs as a Plumber for 30 Years to Dodge Taxes. At 66, His Social Security Check Is Paying for It.

Why Paying Off $80K in Student Loans Could Cost You $500,000

‘God Almighty, Joanna, Sell the Boat!’: Ramsey Show Hosts to Edmonton Caller With $193K Debt and $380K Income

A Few States Let You Swap Medigap Every Birthday With No Health Questions. Yours Might Be One.

The Medicare IRMAA Surcharge Can Add Thousands to Your Retirement Costs. Here’s How to Avoid It

The Average Retiree Owes $11,349 the Day They Retire: What 97% Carry Into Social Security, in Dollars

A Roofer at 61 Can’t Climb Anymore. Why Claiming Social Security at 62 Is the Right Call, Not the Mistake.

Retiring at 62 With $1.6 Million in a 401(k)? Your Biggest Tax Problem Is 11 Years Away

The Grocery Cards and Dental Perks That Sold You on Advantage Are Quietly Shrinking in 2026

This Couple Built a $1.5 Million Net Worth, But Most of It Is Locked Away With Penalties Attached. They’re Stuck in the “Middle-Class Trap.”

He Sold His HVAC Business and Trucks in One Year. Two Years Later, Medicare Billed Him Like a Millionaire.

Texas Wants to Give Homeowners a Property Tax Break at 55. Could Your State Be Next?

The $1.3 Million 401(k) Trap: Why Converting $130,000 at Once Costs $19,800 More Than It Should

At 62, This Farmer Found a Social Security Tax Break Hidden Inside His USDA Conservation Checks.

His IRA Cratered From $100,000 to $16,000. The RMD Still Came Due and Pulled Social Security Into the Tax Bill.

XRP vs Ethereum: Which Crypto Will Reach Its All-Time High First?

Featured Reads

At 62, This Farmer Found a Social Security Tax Break Hidden Inside His USDA Conservation Checks.

His IRA Cratered From $100,000 to $16,000. The RMD Still Came Due and Pulled Social Security Into the Tax Bill.