Social Security Articles

All Social Security Articles

396 Articles

Gerelyn Terzo | Jul 1, 2026 at 10:03 AM EDT

He Was Sure Taxes Would Cut His $3,000 Social Security Check Down to $450. The 85% Rule Doesn’t Work the Way He Thought.

He is 63, a few years from claiming, and convinced his $3,000 monthly Social Security benefit will shrink to roughly…

Gerelyn Terzo | Jul 1, 2026 at 6:04 AM EDT

Core Inflation Just Hit a 3-Year High. For One Retired Couple, the Frozen Tax Thresholds Turn That Into a Stealth Tax Increase.

The couple is both around 70, retired, drawing most of their income from Social Security with modest withdrawals from a…

Gerelyn Terzo | Jun 30, 2026 at 2:01 PM EDT

She’s Retiring at 62 After a Pay Raise. Whether That Lifts Her Social Security Comes Down to One Overlooked Rule.

She is 62, set to retire in August, and got a raise earlier this year that bumped her hourly rate…

Gerelyn Terzo | Jun 30, 2026 at 10:03 AM EDT

A 73-Year-Old’s RMD Is Locked to Last Year’s Balance. When the Market Drops, He’s Forced to Sell Stocks at the Bottom.

Picture a 73-year-old retiree watching his brokerage statement in spring 2026. His traditional IRA is mostly in stocks, and the…

Gerelyn Terzo | Jun 30, 2026 at 6:03 AM EDT

Forced to Take an RMD in a Down Market? Here’s the Tax Move That Avoids Selling Low

She is 75, retired, and looking at a brokerage statement she would rather not open. The market sold off hard…

Gerelyn Terzo | Jun 29, 2026 at 2:02 PM EDT

Social Security Pays Only the Higher Benefit for Divorced Spouses. Most Americans Get This Wrong

She is 64, divorced after a marriage that lasted well over a decade, and never remarried. For years she had…

Gerelyn Terzo | Jun 29, 2026 at 10:02 AM EDT

Everyone’s Warning About the RMD Tax Bomb. For a 62-Year-Old With a Typical IRA Balance, It’s Largely Overblown.

A 62-year-old with a traditional IRA has been reading the same warnings everyone else has: the RMD tax bomb is…

Christy Bieber | Jun 29, 2026 at 9:59 AM EDT

A $1,800 Social Security Benefit Could Grow to $2,232 With One Smart Move

Making the most of your Social Security can be one of the keys to financial security in retirement. Fortunately, there…

Gerelyn Terzo | Jun 29, 2026 at 6:02 AM EDT

Her Grandmother Is 103. For a Healthy 65-Year-Old With That Family History, the Break-Even Age Is the Wrong Way to Time Social Security.

Her grandmother just turned 103. Her mother is 84 and still drives. Her aunts made it into their late 90s.…

Gerelyn Terzo | Jun 28, 2026 at 2:02 PM EDT

A Couple Drew From Their IRA to Bridge the Gap to Medicare. Those Withdrawals Set a Higher Medicare Premium Two Years Later.

A couple in their sixties steps away from work a year before Medicare kicks in. Both are about 64, healthy,…

Gerelyn Terzo | Jun 28, 2026 at 10:04 AM EDT

Her $1.5 Million IRA Just Hit a Tax Wall: Why the Roth Conversion Window Vanished Before It Opened

She is 59, single, no kids, and just left a long career with $90,000 annual pension arriving monthly for life.…

Gerelyn Terzo | Jun 28, 2026 at 6:05 AM EDT

The 10-Year Marriage Rule Just Cost Her $1,400 a Month in Social Security. Here’s Why the Calendar Matters

She is 62 years old, recently divorced, and just learning that the calendar made a decision her lawyer never flagged.…

Gerelyn Terzo | Jun 27, 2026 at 2:03 PM EDT

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

The Assumption That Costs Men Money He is 67, divorced after a 14-year marriage, and currently single. For years he…

Gerelyn Terzo | Jun 27, 2026 at 10:03 AM EDT

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

She is 63, widowed in her late fifties, and remarried at 62. For months she assumed that remarrying meant losing…

Gerelyn Terzo | Jun 27, 2026 at 6:01 AM EDT

Laid Off at 57, She Faces a Double Social Security Hit: Years of Zero Earnings Now, and the Pull to Claim Early at 62

The subtle math of being 57, unemployed, and five years from 62. She is 57, single, and her job is…

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Social Security Articles

All Social Security Articles

He Was Sure Taxes Would Cut His $3,000 Social Security Check Down to $450. The 85% Rule Doesn’t Work the Way He Thought.

Core Inflation Just Hit a 3-Year High. For One Retired Couple, the Frozen Tax Thresholds Turn That Into a Stealth Tax Increase.

She’s Retiring at 62 After a Pay Raise. Whether That Lifts Her Social Security Comes Down to One Overlooked Rule.

A 73-Year-Old’s RMD Is Locked to Last Year’s Balance. When the Market Drops, He’s Forced to Sell Stocks at the Bottom.

Forced to Take an RMD in a Down Market? Here’s the Tax Move That Avoids Selling Low

Social Security Pays Only the Higher Benefit for Divorced Spouses. Most Americans Get This Wrong

Everyone’s Warning About the RMD Tax Bomb. For a 62-Year-Old With a Typical IRA Balance, It’s Largely Overblown.

A $1,800 Social Security Benefit Could Grow to $2,232 With One Smart Move

Her Grandmother Is 103. For a Healthy 65-Year-Old With That Family History, the Break-Even Age Is the Wrong Way to Time Social Security.

A Couple Drew From Their IRA to Bridge the Gap to Medicare. Those Withdrawals Set a Higher Medicare Premium Two Years Later.

Her $1.5 Million IRA Just Hit a Tax Wall: Why the Roth Conversion Window Vanished Before It Opened

The 10-Year Marriage Rule Just Cost Her $1,400 a Month in Social Security. Here’s Why the Calendar Matters

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

Laid Off at 57, She Faces a Double Social Security Hit: Years of Zero Earnings Now, and the Pull to Claim Early at 62

Dave Ramsey to a Single Mom Facing $14,000 a Year at a $93,000 College: Where You Go to School Does Not Matter

The 4% Rule vs. a Dividend Paycheck: Which Makes $1.25 Million Last Longer?

Why Your Ex-Spouse Could Inherit Your $600,000 401(k) Even After Remarriage

Dave Ramsey to a Single Mom Facing $14,000 a Year at a $93,000 College: Where You Go to School Does Not Matter

The 4% Rule vs. a Dividend Paycheck: Which Makes $1.25 Million Last Longer?

Dave Ramsey to a Single Mom Facing $14,000 a Year at a $93,000 College: Where You Go to School Does Not Matter

The 4% Rule vs. a Dividend Paycheck: Which Makes $1.25 Million Last Longer?

Social Security Articles

All Social Security Articles

He Was Sure Taxes Would Cut His $3,000 Social Security Check Down to $450. The 85% Rule Doesn’t Work the Way He Thought.

Core Inflation Just Hit a 3-Year High. For One Retired Couple, the Frozen Tax Thresholds Turn That Into a Stealth Tax Increase.

She’s Retiring at 62 After a Pay Raise. Whether That Lifts Her Social Security Comes Down to One Overlooked Rule.

A 73-Year-Old’s RMD Is Locked to Last Year’s Balance. When the Market Drops, He’s Forced to Sell Stocks at the Bottom.

Forced to Take an RMD in a Down Market? Here’s the Tax Move That Avoids Selling Low

Social Security Pays Only the Higher Benefit for Divorced Spouses. Most Americans Get This Wrong

Everyone’s Warning About the RMD Tax Bomb. For a 62-Year-Old With a Typical IRA Balance, It’s Largely Overblown.

A $1,800 Social Security Benefit Could Grow to $2,232 With One Smart Move

Her Grandmother Is 103. For a Healthy 65-Year-Old With That Family History, the Break-Even Age Is the Wrong Way to Time Social Security.

A Couple Drew From Their IRA to Bridge the Gap to Medicare. Those Withdrawals Set a Higher Medicare Premium Two Years Later.

Her $1.5 Million IRA Just Hit a Tax Wall: Why the Roth Conversion Window Vanished Before It Opened

The 10-Year Marriage Rule Just Cost Her $1,400 a Month in Social Security. Here’s Why the Calendar Matters

Most Men Don’t Know They Can Claim Social Security on an Ex-Wife’s Record. At 67, He Learned He Could, No Permission Needed.

She Remarried at 62 and Assumed She Lost Her Late Husband’s Survivor Benefit. The Age-60 Rule Says Otherwise.

Laid Off at 57, She Faces a Double Social Security Hit: Years of Zero Earnings Now, and the Pull to Claim Early at 62

Dave Ramsey to a Single Mom Facing $14,000 a Year at a $93,000 College: Where You Go to School Does Not Matter

The 4% Rule vs. a Dividend Paycheck: Which Makes $1.25 Million Last Longer?

Why Your Ex-Spouse Could Inherit Your $600,000 401(k) Even After Remarriage

Featured Reads

Dave Ramsey to a Single Mom Facing $14,000 a Year at a $93,000 College: Where You Go to School Does Not Matter

The 4% Rule vs. a Dividend Paycheck: Which Makes $1.25 Million Last Longer?