retirement Articles

Carl Sullivan | Yesterday

Why a $1.8 Million Nest Egg at 65 Only Buys $54,000 of Real Annual Spending

A married couple turning 65 this year with $1.8 million saved and $44,000 in combined annual Social Security has done…

Carl Sullivan | Yesterday

70-Year-Old Discovers a $140,000 Tax Bill Hiding in His Late Wife’s Inherited IRA

A 70-year-old widower sits down with the paperwork from his late wife’s IRA custodian. The form has a box already…

Carl Sullivan | Jul 7, 2026 at 4:28 PM EDT

63-Year-Old With $2.2M Discovers Pension Buyout Decision Could Cost His Widow $310,000

If you’re lucky enough to have a pension, be careful with your payout choices. Pension elections are irreversible. Under many…

Carl Sullivan | Jul 7, 2026 at 11:56 AM EDT

A $2.5 Million Nest Egg at 62 Only Buys $46,000 of Real Spending

A married couple, both 62, sits on $2.5 million spread across $1.6 million in traditional IRAs, $500,000 in Roth, and…

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98 Articles

Carl Sullivan | Jul 7, 2026 at 8:21 AM EDT

Playing It Safe With $1.7 Million in Cash and Bonds Is Costing This Retiree $39,000 a Year

Unnerved by market swings, a 66-year-old single retiree has roughly 90% of her $1.7 million portfolio parked in cash and…

Carl Sullivan | Jul 6, 2026 at 1:42 PM EDT

That $1.2 Million 401(k) at 60 Only Buys $38,000 a Year Once You Bridge to Medicare

You retired at 60 with $1.2 million in a 401(k) and a plan to wait on Social Security. You’re feeling…

Carl Sullivan | Jul 6, 2026 at 10:16 AM EDT

$1 Million Annuity Locks In $6,100 a Month for Life, but What Happens to Surviving Spouse?

A $1 million annuity that pays about $6,100 a month for life sounds like a good deal for retirement income.…

Carl Sullivan | Jul 6, 2026 at 7:41 AM EDT

Retiring at 64 With $1.5M Means Covering a $51,000 Healthcare Gap Before Medicare Kicks In

Stopping work at 64 can put you in the most expensive 12 months of your healthcare life. Employer coverage ends…

Michael Williams | Jul 2, 2026 at 7:39 PM EDT

The “G-Wagon Loophole”: How Business Owners Write Off a $100,000 SUV the Year They Buy It

If you run a business and you’re about to buy a heavy SUV, the tax code has a gift waiting…

Michael Williams | Jul 1, 2026 at 8:34 PM EDT

The 529-to-Roth Rollover: Turn Up To $35,000 of Leftover College Money Into Tax-Free Retirement

If you have a 529 college savings plan with leftover money, the IRS now lets you move up to $35,000…

Michael Williams | Jul 1, 2026 at 7:32 PM EDT

Miss Your First RMD and the Penalty Is 25%. Here’s the April 1 “First Year” Trap that Catches People Every Year

If you own a traditional IRA, 401(k), 403(b), or any other pre-tax retirement account, the IRS has been patient with…

Carl Sullivan | Jun 30, 2026 at 10:35 AM EDT

A $400,000 Annuity Guarantees $2,600 a Month for Life, but Here Is the $190,000 Retirees Are Giving Up

A 65-year-old retiree with $400,000 set aside is considering an annuity that pays roughly $2,600 a month, guaranteed for life.…

Carl Sullivan | Jun 30, 2026 at 7:08 AM EDT

If You Have $850,000 Saved at 59, Here Is the Monthly Income You Can Actually Count On

Fidelity’s retirement benchmark calls for roughly 8x salary saved by age 60. So a couple earning around $100,000 a year…

Carl Sullivan | Jun 28, 2026 at 3:16 PM EDT

67-Year-Old With $1.3M Discovers Single Roth Conversion Triggered $48,000 Tax Bomb

Constance retired last year at 66 with a portfolio most planners would call enviable. She has $900,000 in a traditional…

Carl Sullivan | Jun 28, 2026 at 1:51 PM EDT

Why a $4 Million Nest Egg at 70 Really Only Buys $88,000 of Real Annual Spending

$4 million sounds like a lot of money. But stretched over a long retirement, the number results in a fairly…

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retirement Articles

Why a $1.8 Million Nest Egg at 65 Only Buys $54,000 of Real Annual Spending

70-Year-Old Discovers a $140,000 Tax Bill Hiding in His Late Wife’s Inherited IRA

63-Year-Old With $2.2M Discovers Pension Buyout Decision Could Cost His Widow $310,000

A $2.5 Million Nest Egg at 62 Only Buys $46,000 of Real Spending

All retirement Articles

Playing It Safe With $1.7 Million in Cash and Bonds Is Costing This Retiree $39,000 a Year

That $1.2 Million 401(k) at 60 Only Buys $38,000 a Year Once You Bridge to Medicare

$1 Million Annuity Locks In $6,100 a Month for Life, but What Happens to Surviving Spouse?

Retiring at 64 With $1.5M Means Covering a $51,000 Healthcare Gap Before Medicare Kicks In

The “G-Wagon Loophole”: How Business Owners Write Off a $100,000 SUV the Year They Buy It

The 529-to-Roth Rollover: Turn Up To $35,000 of Leftover College Money Into Tax-Free Retirement

Miss Your First RMD and the Penalty Is 25%. Here’s the April 1 “First Year” Trap that Catches People Every Year

A $400,000 Annuity Guarantees $2,600 a Month for Life, but Here Is the $190,000 Retirees Are Giving Up

If You Have $850,000 Saved at 59, Here Is the Monthly Income You Can Actually Count On

67-Year-Old With $1.3M Discovers Single Roth Conversion Triggered $48,000 Tax Bomb

Why a $4 Million Nest Egg at 70 Really Only Buys $88,000 of Real Annual Spending

Your Business Is Your Retirement Plan? That’s the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

Doctors Earning $400K Are Quietly Funneling $70,000 a Year Into a Roth the IRS Says They Can’t Have

Your Business Is Your Retirement Plan? That's the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

Your Business Is Your Retirement Plan? That’s the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

retirement Articles

Why a $1.8 Million Nest Egg at 65 Only Buys $54,000 of Real Annual Spending

70-Year-Old Discovers a $140,000 Tax Bill Hiding in His Late Wife’s Inherited IRA

63-Year-Old With $2.2M Discovers Pension Buyout Decision Could Cost His Widow $310,000

A $2.5 Million Nest Egg at 62 Only Buys $46,000 of Real Spending

All retirement Articles

Playing It Safe With $1.7 Million in Cash and Bonds Is Costing This Retiree $39,000 a Year

That $1.2 Million 401(k) at 60 Only Buys $38,000 a Year Once You Bridge to Medicare

$1 Million Annuity Locks In $6,100 a Month for Life, but What Happens to Surviving Spouse?

Retiring at 64 With $1.5M Means Covering a $51,000 Healthcare Gap Before Medicare Kicks In

The “G-Wagon Loophole”: How Business Owners Write Off a $100,000 SUV the Year They Buy It

The 529-to-Roth Rollover: Turn Up To $35,000 of Leftover College Money Into Tax-Free Retirement

Miss Your First RMD and the Penalty Is 25%. Here’s the April 1 “First Year” Trap that Catches People Every Year

A $400,000 Annuity Guarantees $2,600 a Month for Life, but Here Is the $190,000 Retirees Are Giving Up

If You Have $850,000 Saved at 59, Here Is the Monthly Income You Can Actually Count On

67-Year-Old With $1.3M Discovers Single Roth Conversion Triggered $48,000 Tax Bomb

Why a $4 Million Nest Egg at 70 Really Only Buys $88,000 of Real Annual Spending

Your Business Is Your Retirement Plan? That’s the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

Doctors Earning $400K Are Quietly Funneling $70,000 a Year Into a Roth the IRS Says They Can’t Have

Featured Reads

Your Business Is Your Retirement Plan? That's the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake