Are you tired of paying ETF providers a fat management fee to sell covered calls for you? If you think you can do better yourself, especially using a zero-commission brokerage, there is always the…
Summer is known for vacations, backyard barbecues, and trips to the beach, but it is also one of the best seasons to save money on certain purchases. During the warm-weather season, retailers cut prices…
A 64-year-old retires in March. Her employer’s group health coverage ends with her last paycheck, so she elects COBRA for 18 months to bridge the gap. Nearly a year later, she learns something no…
Picture a 68-year-old who retired last year with roughly $1 million in a traditional, pre-tax 401(k). He listens to Dave Ramsey, sleeps better for it, and follows the host’s well-known math: pull 8% a…
Japan keeps a short list of foreign dollar stablecoins allowed to operate inside its borders. Its regulators are demanding, and only a couple have ever made the cut, but Ripple’s RLUSD has become the…
Someone in their late fifties with a $1.6 million portfolio looks at February temperatures and starts pricing one-way tickets to Key West. The math feels close enough to work. Here’s whether it actually does,…
Social Security Administration data shows only about 8% to 9% of retirees wait until age 70 or later to start their benefit. Roughly 91% file earlier, locking in a smaller monthly check for the…
A 43-year-old caller with a roughly $950K net worth told Dave Ramsey he wanted to write a check to pay off his ex-wife’s house. Ramsey’s response cut straight to what the move actually was:…
Someone with just under a million dollars wants to know if it stretches far enough to retire in Destin at 63. Destin is a distinctive Florida market: a sugar-sand beach town with a tourist…
Tony Bancroft, portfolio manager at Gabelli Funds and head of the firm’s commercial aerospace and defense ETF, argued in a recent CNBC segment that U.S. missile and aircraft production is on the cusp of…
A 52-year-old with a $1.2 million 401(k) and a buyout offer on the table keeps running into the same wall on Reddit’s personal finance forums: the 10% early withdrawal penalty. The Rule of 55…
If you own a traditional IRA, a 401(k), or any pre-tax retirement account and you blew past a required minimum distribution (RMD) deadline last year, the IRS has a side door most retirees never…
On a recent episode of The Ramsey Show, a 38-year-old caller described a deal his father quietly arranged behind his back: grandpa cosigned a $62,000 Dodge Challenger for the caller’s 19-year-old son at 21%…
We get this question almost every week. Someone in their early 60s has built a respectable nest egg, loves the idea of swapping a northern winter for the Treasure Coast, and wants to know…
Peggy Johnson, a former Microsoft and Magic Leap executive who is now the CEO of Agility Robotics, used a CNBC segment to announce that her company is going public through a SPAC merger with…
