Mary from Texas has a $200,000 fixed 3-year annuity approaching maturity. She does not need the cash and does not want to invest in stocks or roll into an IRA. When she brought this…
Nicole, 37, from Tulsa, is 16 credit hours from finishing her doctorate in ministry, which she plans to use merging Christian faith with therapy and trauma work. She called into The Ramsey Show burned…
Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF (NYSEARCA:PDBC) attracts income-focused investors with a structure that sidesteps the dreaded K-1 tax form while offering exposure to broad commodity markets. But the fund’s dividend…
David from California manages finances for his mother and mother-in-law, both in their late 80s living in retirement homes with caregivers. When advisors at Schwab and Oppenheimer recommended increasing their stock allocation to as…
Gladstone Investment Corporation (NASDAQ:GAIN) pays shareholders $0.08 per share every month, an annualized rate of $0.96. At a share price near $15.36, that works out to a yield just above 6%. The question income…
"$2,300 minus $1,700 equals Sally doesn't have food." Dave Ramsey said this on The Ramsey Show on April 7, and the arithmetic is brutal in its simplicity. A 64-year-old woman on Social Security disability,…
Amplify Energy & Natural Resources Covered Call ETF (NYSEARCA:NDIV) targets 10% or greater total annualized income by pairing high-dividend energy and natural resource stocks with covered call option premiums. That dual-income pitch draws investors…
Mark Zuckerberg is building a photorealistic AI clone of himself, trained on his voice, image, mannerisms, and public statements, to conduct one-on-one meetings with Meta’s roughly 75,000 employees. According to a Financial Times report…
Gabelli Healthcare & WellnessRx Trust (NYSE:GRX) has quietly maintained a quarterly dividend for over a decade, and a recent increase has drawn fresh attention from income-focused investors. The question is whether that income stream…
Consumer sentiment sits at 56.6, household savings rates have slipped from 4.7% to 4% year-over-year, and inflation has pushed the CPI to 330.3 as of March 2026. Families saving for college are working harder…
Oxford Square Capital Corp. (NASDAQ:OXSQ) offers an annualized yield of roughly 23% at a share price around $1.87. That number grabs attention. But the underlying data raises serious questions about whether distributions at that…
Ray is a 65-year-old retired airline pilot and former Navy aviator sitting on $2.5 million in total assets ($1.5 million in retirement accounts and $1 million in cash, a paid-off house, and zero debt).…
SLR Investment (NASDAQ:SLRC) offered a yield above 10% when this article was first written in April 2026. Then Q1 2026 results arrived on May 5: NII fell to $0.33 per share and the board…
iShares Mortgage Real Estate ETF (NYSEARCA:REM) pays a yield that stops most income investors in their tracks. At 9.55%, it sits well above what you can get from a Treasury or a conventional dividend…
Cashing out an inherited retirement account in a single year is one of the most expensive tax mistakes a beneficiary can make, and it happens constantly because the IRS withholding at the time of…
Gabelli Equity Trust (NYSE:GAB) has paid a steady $0.15 quarterly dividend for years, which at a recent share price of roughly $5.7 translates to an annualized yield near 10.6%. That kind of yield draws…
Credit Suisse X-Links Gold Shares Covered Call ETN (NASDAQ:GLDI) pays a monthly distribution that has reached eye-catching levels, with a 20.5% annualized yield based on recent payouts. But understanding whether that income is safe…
Monroe Capital Corp (NASDAQ:MRCC) spent most of 2025 paying a dividend it could not actually earn. The result was inevitable: a 64% dividend cut announced in early 2026, dropping the quarterly payment from $0.25…
Global X SuperDividend REIT ETF (NYSEARCA:SRET) pays a monthly dividend and currently yields 8.53%, which is enough to turn heads in any interest rate environment. The real question is whether that yield is durable…
At 21 years old, Bridger and his 20-year-old wife are eight months into their marriage, earning $55,000 combined, and carrying $36,000 in car debt across two vehicles at $500 per month each. When they…
