A 30-year-old single mother called into The Ramsey Show carrying $74,000 in debt and a question about opening a 529 for her 4-year-old son. Dave Ramsey’s answer reframed everything she thought she was doing…
Jordan is 20 years old, married, with a baby on the way, earning $70,000 a year. He got a larger-than-expected tax return and wanted to know whether buying a motorcycle before a house was…
IonQ (NYSE:IONQ | IONQ Price Prediction) rose 20.16% on Tuesday, closing at $35.76, after the company announced two major catalysts: a photonic entanglement breakthrough between two separate commercial trapped-ion quantum systems and a contract…
A stepmom named Leslie called The Ramsey Show with a question that sounds like a $1,200 decision but is really about something much harder: how much space should a difficult ex-spouse get inside your…
Invesco S&P SmallCap High Dividend Low Volatility ETF (NYSEARCA:XSHD) offers a 7.55% dividend yield from a portfolio of small-cap stocks screened for high dividends and low price volatility. That combination sounds appealing, but the…
A first-time homeowner called into The Ramsey Show on April 6 with a gut feeling he had made a mistake. He had just refinanced his home the same day he called, swapping a 15-year…
Shelley’s husband lost stock gains by pulling money out and reinvesting it, a decision that cost the family real money at the worst possible time. When she called into The Ramsey Show to explain…
BlackRock Science and Technology Term Trust (NYSE:BSTZ) has attracted income-focused investors with a yield that has ranged between 8% and 12% depending on when you bought it. But the yield number alone does not…
A breadwinner earning $170,000 a year called into The Ramsey Show recently with a frustration that cuts to the heart of how money works in a marriage: her spouse keeps running up debt through…
Mary became a widow at 38 when her husband Kevin passed away, leaving her with farmland, their home, and a $1 million life insurance policy. She did not sell. She did not walk away.…
“You make too much money to be this freaking broke.” That was Dave Ramsey’s verdict on a recent episode of The Ramsey Show when caller Rachel revealed that she and her husband earn $112,000…
A caller on The Ramsey Show described a situation that started with the best of intentions and ended with a family in financial freefall: she and her husband built a $660,000 multi-generational home with…
Copper has climbed from roughly $9,173 per metric ton in April 2025 to nearly $12,951 per metric ton in early 2026, a move driven by structural demand from electric vehicles, data center buildouts, and…
A listener named Michael from California did some homework on his local credit union and did not like what he found. The area’s largest credit union charged high overdraft fees, carried relatively high mortgage…
A listener named Chris from California put the problem plainly: "We donate about $5,000 every year and plan to continue doing so, but receive no tax benefit." His family gives generously, gets nothing from…
Replacing a $70,000 salary with dividend income alone requires a specific portfolio size, and the required portfolio size is larger than most people expect. At a 3.24% yield from SCHD, the portfolio required to…
Replacing a $100,000 annual income with dividends is a concrete, achievable goal for investors with enough capital and the right yield strategy. The math is straightforward, but the tradeoffs are real: each yield tier…
Replacing a $60,000 salary with dividend income is one of the most concrete goals in personal finance. The math is straightforward. The tradeoffs are not. How much capital you need depends almost entirely on…
Ciena Corp (NYSE:CIEN | CIEN Price Prediction) has risen 814% over the past year, climbing from $54.03 to $494.01. If you watched that move from the sidelines, the question is obvious: is there anything…
Real estate has historically kept pace with inflation because landlords can raise rents as prices climb, passing cost increases directly to tenants. That mechanism makes REITs one of the more intuitive inflation hedges available…
