Chase Closed My Accounts, What Does That Mean For My Credit Score?
Closing your credit cards is usually something to avoid — especially if you know that you are going to be taking out a large loan soon, such as a car loan. That’s because when…
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Christy Bieber
Is My Family’s Definition of Success Leading Me to Financial Mediocrity?
What does it mean to be financially successful? A Reddit poster is grappling with this question right now. As he explained, there’s a lot of focus on status rather than on quality of life…
I Wish I Hadn’t Spent So Much on New Cars – Here’s My Regretful Financial Journey
Many people have financial regrets, often from when they were younger and didn’t really understand the long-term impact of their choices. One Reddit poster is dealing with this issue right now and shared some…
I Regret Financing My New Car – What Are My Options for Managing Payments?
Many people who buy cars finance their new vehicles. In fact, Experian reports that the average monthly payment on a used car is $521 while the average monthly payment on a new car is…
Want to Take Social Security at 62? Here’s Why That Could Be a Costly Mistake
You have a choice of when to claim Social Security benefits, and in theory, you are supposed to be able to claim them any time between the ages of 62 and 70 and get…
Your 2026 Social Security Raise (COLA)? Here’s What It’s Shaping Up to Be
Social Security is a crucial income source that many retirees rely on pretty heavily to help them make ends meet. While these benefits only replace around 40% of pre-retirement income, they are guaranteed to…
The Average American retires With Less Than $350,000. Can You?
Americans think they will need $1.26 million to retire comfortably, according to Northwestern Mutual’s 2025 Planning & Progress study. However, a good number of Americans are going to fall far short of that. In…
The Golden Age of Crypto ETFs Is Here – Are We Ready For It?
Investing in crypto can be a high-risk/ high-reward proposition. While some coins have staying power and there’s undoubtedly strong interest in the future development of digital currencies, a great many coins also fail and…
The Fed Made Its Decision And This Is What It Means For Social Security in 2026
On Wednesday, July 30, 2025, the U.S. Central Bank announced that it was keeping interest rates steady. The Federal Reserve did not cut rates despite intense pressure from President Trump to lower the cost…
Good News for Retirees: 2026’s Social Security Bump Could Be Bigger Than Expected
Social Security retirees are going to get a raise in 2026, which is good news since many seniors rely on their benefits to help them cover the bills. There’s some even better news as…
I just inherited $200K and I want to retire early. What should I do with the money?
A Reddit user inherited $200,000 recently and is trying to figure out how to best use the funds to enable early retirement. The poster has already paid off his student loans. He’s 33 and…
Should You Claim Social Security at 62, 67, or 70? These Scenarios Might Surprise You
What is the right time to claim Social Security? This is actually a much more complicated question than you might imagine. That’s because you can claim benefits any time between ages 62 and 70,…
Do I Need A Financial Advisor for My $74k Portfolio?
A Reddit user is very undecided about whether he should hire a financial advisor to help him manage his $74,000 portfolio. The original poster (OP) has $73,907 in his investment account. He explained…
Dave Ramsey’s Take on Credit Scores: Separating Fact from Fiction
Most financial experts agree that earning good credit is very important to your financial success. Dave Ramsey is not most financial experts. In an Instagram post last year, Ramsey said, “the credit score is…
Should I quit my teaching job with a $3 million inheritance waiting for me?
A Reddit user who is soon going to receive a large inheritance is trying to decide what her best course of action is. She's 51 years old right now, and she is debating whether…
Is Dave Ramsey Right About Claiming Social Security at 62? The Key Scenarios Where It Pays Off Big
Finance guru Dave Ramsey has a contrary take on several common financial issues. For one thing, he says your credit score doesn’t matter, despite the fact that almost everyone else in the finance world…
They Say To Take Social Security at 62 But Is That The Best Advice?
When you’re nearing retirement age, the decisions you make regarding your Social Security benefits are going to shape your financial future. Chances are good that you’ll end up turning to the Internet for advice,…
Should I use a credit card to pay my bills, even though I have enough money?
A Reddit user is debating the best method to pay his bills. The poster has no credit cards right now, and he makes more than enough money to cover all of his expenses for…
Why Do I Feel Like Everyone Is Just Rich But Us? My Husband and I Make $60,000 a Year
A Reddit poster is feeling dissatisfied with her family’s financial situation. She feels like just about everyone in her life is doing better with their money than she and her husband — including many…
I’m $16,500 in credit card debt – how can I plan to tackle it and regain my financial freedom
Owing a lot of money on credit card debt can be very frustrating, and it can also create serious problems for your finances, given that the average interest on credit card debt is so…