Lastest Stories by David Beren

Why do I need a financial advisor if I can just buy an ETF and chill? Here Are 6 reasons it's not that simple
When you think about why you need a financial advisor, some people shrug off this idea and say they can manage their finances just fine on their own. In fact, some investors are so confident, they...
David Beren
Published:

Baby Boomers: Don’t Retire Without Answering These 3 Essential Questions
When baby boomers start to think about retiring, they undoubtedly have more questions than answers, like how much income they will need to maintain their lifestyle or what debt they have right now...
David Beren
Published:

Why Does Tax Planning Matter So Much In Retirement?
Whenever anyone is in a pre-retirement stage, one thing that goes overlooked can become a major problem during retirement. Tax planning isn’t just something you should think about, but something...
David Beren
Published:

I wanted to retire, but can't stop hustling for a few million I don't need. What is wrong?
If you really want to retire early, likely as part of the FIRE (financial independence, retire early) movement, you have to set a goal and try to achieve that goal by any means necessary. This could...
David Beren
Published:

I've Always Paid With A Debit Card, But People Say For $20+ A Credit Card Is Better. What's The Real Answer?
Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and CardRatings may receive a commission from card issuers. Trying to decide how to...
David Beren
Published:

I want to buy the land next to my house for $1.7 million to build a playground for my kids - can I afford it?
One of the biggest advantages for anyone in the fat or chubby FIRE lifestyle (financial independence, retire early) is that they have the option to improve their lives in a meaningful way. This is...
David Beren
Published:

My Friend Could Have Retired But Fear About "The New 4% Rule" Has Them Sitting On Their Hands
One of the most interesting challenges with deciding when to retire is a timeless debate about whether or not you will run out of money before passing away. This is understandably a big concern for...
David Beren
Published:

These Are the Most Successful Family-Owned Businesses in America
When starting a business with family, it’s pretty much a roll of the dice as to whether it will work out. Even with a great product, storefront, or sales pitch, family nonsense can sometimes get in...
David Beren
Published:

30 Years Ago I Bought Apple Stock And Now It's Worth $2.5 Million. Is That Enough To Launch My Retirement?
As with many individuals trying to live in the FIRE (financial independence, retire early) world, there is always a question about the best path forward. The hope is that by working hard early on in...
David Beren
Published:

These Are the Can't-Miss Signs the National Debt Is Out of Control
It goes without saying that the national debt is rising every day as the “clock” continues to show the math heading in the wrong direction. Whether due to an aging population, budget deficits, or...
David Beren
Published:

How Will Southwest Airlines New Bag Fees Impact Frequent Flyers and Credit Cardholders, Should We Switch To Another Card?
Southwest Airlines has been known as one of the friendliest companies in the friendly skies for as long as the airline industry can remember. Airlines are often seen as some of the most consumer...
David Beren
Published:

Is Contributing to a 401(k) Worth It on a $32,000 Salary? Here's What I Discovered
In today’s financial world, there’s a clear lesson to learn in that you shouldn’t hesitate to invest money in retirement. There are no guarantees around income or market growth, but every cent...
David Beren
Published:

Do Store-Branded Credit Cards Make Sense? How to Make the Most of This Weird Card Type
When we think about credit cards and the best cash-back and travel options available, there is a good chance you won’t hear anything about store-branded credit cards. The biggest issue isn’t that...
David Beren
Published:

4 Financial Tidal Waves That Could Unexpectedly Crush Millennials
For better or worse, millennials will need to ride a financial tidal wave over the next few decades, and the unfortunate reality is it’s likely to get worse before it gets better. This is the sad...
David Beren
Published:
AI Portfolio

Discover Our Top AI Stocks

Our expert who first called NVIDIA in 2009 is predicting 2025 will see a historic AI breakthrough.

You can follow him investing $500,000 of his own money on our top AI stocks for free.