Everything by David.

Investing

Small Caps Are Beating the S&P for Once. This Fund Pays 14% While They Run

Aug 7, 2026 Investing

Retirees Get a $12,000 Deduction in 2026. Pair It With the 14% Income Fund the IRS Barely Touches

Aug 7, 2026 Personal Finance

56% of Workers Plan to Retire at 65 or Later. The Average American Is Out at 62, and Not by Choice.

Aug 7, 2026 Personal Finance

He Put Half His 401(k) Into an Annuity at 68. The $2,400 Monthly Check Is Guaranteed. So Is the Tax Bill Nobody Mentioned.

Aug 7, 2026 Investing

Why More Retirees Are Replacing Individual Dividend Stocks With Low-Cost Income ETFs

Aug 7, 2026 Investing

Want 20% Income Without the Weekly Gimmicks? This Fund Targets Exactly That for 0.49%, and the IRS Mostly Waits

Aug 7, 2026 Investing

Money Markets Pay 3.8% and Inflation Is 4.2%. This Monthly Payer Gets You to 5%

Aug 7, 2026 Personal Finance

A Market Drop at 67 Does Twice the Damage of One at 57. Here’s the Math, and the Buffer That Blunts It.

Aug 6, 2026 Personal Finance

Claim Social Security After 65 and Medicare Backdates 6 Months. Keep Funding an HSA and the IRS Penalizes Every Dollar.

Aug 6, 2026 Investing

The Grid Fund Was the Right Call. Its Equal-Weight Rival Is Up 30% and Owns What GRID Can’t

Aug 6, 2026 Investing

That 85% ‘Yield’ Lost 73% in a Year: The Weekly Payday Fund That Ate Its Own NAV

Aug 6, 2026 Investing

The 6.4% Monthly Payer That Beat JEPI by 8 Points With No NAV Bleed

Aug 6, 2026 Investing

Forget JEPI. Goldman’s Copy Charges Less, Yields More, and Beat It by 10 Points

Aug 6, 2026 Personal Finance

Leave the Kids the Roth, Spend the IRA Yourself: The Inheritance Order Most Families Get Backward.

Aug 6, 2026 Investing

Bitcoin Is Down 44%, and BlackRock Just Launched a Fund That Pays You to Wait

Aug 5, 2026 Investing

Utilities Are Up 8% on AI Power Demand. The Fund Actually Building the Data Centers Is Up 40%

Aug 5, 2026 Personal Finance

The New $6,000 Senior Deduction Shrinks as Income Rises. A Badly Timed Roth Conversion Can Erase It.

Aug 5, 2026 Personal Finance

Miss Medicare Enrollment at 65 and the Penalty Isn’t a Fine. It’s a Higher Premium for Life.

Aug 5, 2026 Personal Finance

She Sold the Family House at 63 and Banked the Gain. At 65, Medicare Priced Her Like a Millionaire.

Aug 5, 2026 Investing

Trump Accounts Are Open: 500,000 Signed Up in Days. Here’s What the 0.10% Fee Cap Actually Lets You Buy

Aug 5, 2026