David Beren has been a Flywheel Publishing contributor since 2022. Writing for 24/7 Wall St. since 2023, David loves to write about topics of all shapes and sizes. As a technology expert, David focuses heavily on consumer electronics brands, automobiles, and general technology. He has previously written for LifeWire, formerly About.com. As a part-time freelance writer, David’s “day job” has been working on and leading social media for multiple Fortune 100 brands. David loves the flexibility of this field and its ability to reach customers exactly where they like to spend their time. Additionally, David previously published his own blog, TmoNews.com, which reached 3 million readers in its first year. In addition to freelance and social media work, David loves to spend time with his family and children and relive the glory days of video game consoles by playing any retro game console he can get his hands on.
Personal finance matters because most people are never taught how money actually works, and the cost of figuring it out late is enormous. The difference between a good financial decision and a bad one, made early enough, can mean the difference between retiring comfortably and working until you physically can't.
| Master of Business Administration | 2010 |
| Verizon · Digital Marketing | 2019-2024 |
| Outlet | Headline | Date |
|---|---|---|
| MSN | If you have millions saved for retirement, it’s time to start worrying about these 5 things ↗︎ | Jun 2026 |
| Yahoo Finance | 71% of Americans With Financial Advisors Feel Secure. Only 10% Without One Do ↗︎ | May 2026 |
| AOL | The Hardest Money Problem in Retirement Isn’t Saving $500,000. It’s Turning It Into a Monthly Paycheck ↗︎ | Aug 2026 |
This is a fantastic book about spending less than you earn, avoiding debt, and simple investing that won't keep you stressing long-term, so you can ignore market noise.
Most retirement advice is either too generic to use or too conflicted to trust. Save 15 percent. Follow the 4 percent rule. Move somewhere warm. Nobody shows you…
Deferring your first RMD past December 31 keeps 2026 taxes lower, but the two distributions that pile into 2027 can quietly trigger Medicare surcharges that arrive two years after the money is…
David Beren Nevada's no-income-tax pitch sounds airtight until you run the numbers on the other end of the trade, because Las Vegas hands you a tax break on arrival and takes back something far…
David Beren Claiming Social Security at 62 versus 70 creates a monthly gap that grows larger every single January for the rest of your life, and a surviving spouse inherits whichever number you locked…
David Beren