The S&P 500 (^GSPC) crossed 7,000 for the first time in history this week, closing at 7,022.95 on Wednesday before pushing to 7,041.28 on Thursday. Futures are pointing higher Friday as President Trump confirmed…
Most tech executives earning $400,000 or more have already accepted that a regular Roth IRA is off the table. For 2026, single filers with a modified adjusted gross income above $153,000 are phased out…
The average Social Security check for a retired worker recently hit $2,076 per month. That works out to $24,912 a year. Before you even consider whether that amount will last, subtract one line item:…
The same Social Security system pays one retiree $5,181 a month and another just $1,200. The program is working exactly as designed, and three specific factors explain nearly the entire gap. Three Levers That…
The gap between what Social Security can pay and what it actually delivers to most retirees is wider than most people realize. The maximum monthly benefit in 2026 is $2,969 at age 62, $4,152…
Live Updates Meta Quest12:56pm ETMeta (Nasdaq: META) is passing along higher memory costs to consumers. According to reports, Mark Zuckerberg’s company is hiking prices on its Quest headset lineup starting April 19th. The Quest…
You researched the Mega Backdoor Roth, ran the numbers, and got excited. Then you pulled up your 401(k) summary plan description and found that your employer's plan simply does not offer voluntary after-tax contributions…
Every December, financial advisors ask high-earning clients: have you done your backdoor Roth yet? The mechanics are straightforward and the financial stakes are real. For anyone earning too much to contribute directly to a…
Most executives who participate in non-qualified deferred compensation plans spend more time thinking about how much to defer than about the rules governing when they can get it back. That is a costly oversight.…
High earners who execute the backdoor Roth IRA correctly can still generate an unnecessary tax bill through one specific timing error. The strategy itself is sound. The execution is where the money leaks. High…
Live Updates Nasdaq Resilience 12:31pm ETThe Nasdaq Composite is on a historic run. The tech-heavy index has clawed back all of its losses from both the Iran war market sell-off and the earlier AI…
While many high-income professionals believe they are barred from Roth IRAs due to their tax bracket, a powerful strategy hidden within many 401(k) plans allows them to move up to $47,500 into tax-free accounts…
In November 2021, the House of Representatives voted to kill two of the most powerful tax strategies available to high earners. The Build Back Better Act tucked in a provision that would have eliminated…
Every year, thousands of high earners follow the same advice: make a non-deductible traditional IRA contribution and immediately convert it to a Roth. The backdoor Roth strategy is legal, well-documented, and genuinely useful. It…
High earners who execute the backdoor Roth IRA correctly still generate an unnecessary tax bill through one specific timing error. The strategy itself is sound. The execution is where the money leaks. High Earners…
Live Updates Tech Turns Higher 12:47pm ETThe markets are clawing back earlier losses, including tech stocks, sending the Nasdaq Composite higher by 0.53%. Today’s biggest tech gainers include Microsoft (Nasdaq; MSFT), Broadcom (Nasdaq: AVGO)…
Live Updates Oil Prices 12:39pm ETWTI Crude and Brent Crude are both trading higher today, inching closer to the $100-per-barrel level once again. According to reports, the energy index rose by nearly 11% last…
Live Updates Market Turnaround12:52pm ETThe markets have recovered earlier losses in a whipsaw trading session, with all three of the major stock market averages now in the green. The Nasdaq Composite is up 0.58%.…
Live Updates Biggest Gainers11:53am ETHere’s a few of the stocks driving today’s market rally: Carnival Corp (NYSE: CCL) is up 10.5%. United Airlines (NYSE: UAL) is gaining 10.2%. Ciena Corp (NYSE: CIEN) is tacking…
Live Updates AI Spending Spree12:55pm ETOpenAI and Anthropic are both projected to dramatically ramp up model training spending through the end of the decade, with OpenAI alone expecting to direct $121 billion toward AI…
