A healthcare worker called The Ramsey Show this month with a question millions of people in debt have quietly asked themselves: after grinding through a brutal payoff stretch, is it ever okay to take…
A 40-year-old social worker calls into The Dave Ramsey Show with nearly $300,000 in student loan debt, a 6-month-old baby, a paid-off $450,000 house in suburban New Jersey, and a husband earning $107,000 gross…
A caller on The Ramsey Show told Dave Ramsey she is owed between $70,000 and $90,000 from her father’s estate. Her uncle is the executor. He has been completely unreachable for a year and…
BNDW pays you monthly from bonds issued by governments and corporations across more than 50 countries, all wrapped in a single fund that costs almost nothing to own. Most investors fill their bond sleeve…
When the broader market has lost ground year-to-date and the VIX is hovering near 27, the question investors are quietly asking is: what in my portfolio is actually holding up? Vanguard Consumer Staples ETF…
Healthcare spending doesn’t stop during recessions. That structural reality is the core argument for owning Vanguard Health Care ETF (NYSEARCA:VHT), a pure-play sector fund that has quietly compounded wealth for long-term investors while offering…
Five years of holding AGG has returned roughly what you’d earn leaving money in a savings account. Over the past five years, AGG’s total price return is just 0.71%. For retirement investors who were…
Separate bank accounts in a marriage can quietly become a system where one partner funds $18,000 in credit card debt at 30% interest while the other has no idea it exists. That is exactly…
Most investors holding Vanguard 500 Index Fund ETF Shares (NYSEARCA:VOO) don’t think of it as a bet on technology. But with 32.2% of the fund sitting in the Information Technology sector, and the top…
Joy from Orlando called The Ramsey Show with a question many first-time buyers share right now: her father offered to act as the bank on her home purchase, and she wanted to know if…
Market-cap weighting has a structural flaw that most investors overlook: it automatically overweights whatever has already gotten expensive. The four ETFs below take a different approach, using fundamental data and systematic factor tilts to…
A 29-year-old data analyst called into The Ramsey Show on March 19 with a problem many high-earning overachievers will recognize: he had built too much, too fast, and a newborn forced him to confront…
A 21-year-old father of two called into The Ramsey Show with a situation that sounds almost too complicated to be real: he owed $70,000 on a Dodge Hellcat he had purchased at age 18…
With the Federal Reserve having cut rates from 4.5% to 3.75% over the past six months, the calculus for income investors is shifting. Cash and money market yields are drifting lower, while the 10-year…
A 40-year-old social worker calls into The Dave Ramsey Show with nearly $300,000 in student loan debt, a 6-month-old baby, a paid-off $450,000 house in suburban New Jersey, and a husband earning $107,000 gross…
The S&P 500 you own through a standard index fund is not as diversified as it looks. The cap-weighted version of the index hands roughly a third of your money to a handful of…
With the 10-year Treasury yield sitting at 4.34%, income investors face a genuine choice between risk-free government bonds and dividend-paying equities. For those willing to look beyond U.S. borders, international dividend ETFs have quietly…
Emerging markets have rarely been easy to own, and 2026 is proving no exception. China-focused equity ETFs are down sharply year-to-date, rising U.S. Treasury yields are creating headwinds for EM bonds. For investors who…
Three tech ETFs. Three very different portfolios. FTEC, IGV, and XNTK each carry the “technology” label, but what they actually hold — and how they’ve performed — tells three distinct stories about how to…
All three of these ETFs are up more than 50% over the past year, yet they tell very different stories about how to invest in the green transition. The choice between them depends on…
