Bank of America (BAC) Earnings: What to Watch Before the Open July 14
As seen on the 24/7 Wall St. homepage on July 14, 2026.
Bank of America reports at 6:45 AM ET this morning as the big bank earnings wave continues; watch net interest income trends and guidance on consumer health after JPMorgan and Goldman Sachs already delivered beats.
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Bank of America is set to release its results at 6:45 AM ET on July 14, keeping the big-bank earnings wave rolling after JPMorgan and Goldman Sachs both delivered beats. The report arrives before the market opens, meaning any surprises — positive or negative — will have time to set the tone for BAC shares at the opening bell.
Net interest income is the number to watch most closely. NII is the spread between what the bank earns on loans and what it pays on deposits, and it has been a central storyline across the industry as interest rates have shifted. Investors will want to see whether BAC's NII trajectory is holding up and what management signals about the path ahead.
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Guidance on consumer health will be the other focal point. With JPMorgan and Goldman already in the books, analysts will be comparing BAC's commentary on credit quality, loan demand, and spending trends against what its peers reported, looking for any divergence that could reset expectations for the rest of the sector.
Sources
Mentioned: BAC